Ribbit Capital

We offer free software that automates bureaucracy for real-estate…

The first digital payment experience company, built for B2B.

Business accounts, corporate cards, and spend management software.

A modern version of NetSuite

Blockchain data platform for compliance and investigation.

As the largest startup offering cyber insurance and proactive monitoring tools with more than 100,000 policyholders, Coalition insures against incidents like cyberattacks, email scams and accidental privacy violations. It partners with traditional carriers and reinsurers to write insurance, retaining about 10% of the financial risk. In 2025, it continued to expand internationally with its launch in Denmark, France and Sweden. It also acquired Wirespeed, a startup that uses AI to dramatically reduce the time it takes to detect and mitigate a cyber threat. <p>Funding: $800 million from Valor Equity Partners, Allianz X and T. Rowe Price, among others. </p><p>Latest valuation: $5 billion. </p><p>Date of last valuation: July 2022. </p><p>Bona fides: In 2025, it grew active policyholders to 110,000, up from 91,000 the year prior. Not yet profitable but cash-flow positive, says CEO Joshua Motta. </p><p>Cofounders: CEO Joshua Motta, 42, a former CIA analyst and Goldman Sachs investment banker; John Hering, 42, also the founder of Lookout.</p>

AI lab building autonomous software engineering agents.

Buy, sell, and manage cryptocurrencies.

AI-powered customer support agents.

The all-in-one HR and payroll platform for global teams.

<p>Aims to help decentralized finance platforms (such as Uniswap and Arbitrum) to manage risk, while optimizing profitability. The firm’s premier service, Gauntlet Risk for Defi Protocols, has tools for real-time transaction risk monitoring at decentralized autonomous organizations (DAOs). Even during the “crypto winter” of 2023, Gauntlet was able to grow its customer base to 36 crypto platforms, up from 29 in 2022. Of 14 mid-sized and large protocols, nine are clients.</p> <p>Funding: $45 million from Ribbit, Paradigm, and First Round.</p> <p>Latest valuation: $1 billion.</p> <p>Date of last valuation: March 2022.</p> <p>Bona fides: Helps protect a total of more than $9 billion in clients’ protocol assets.</p> <p>Cofounders: CEO Tarun Chitra, 35, Chief Technology Officer Rei Chiang, 37, and Chief Operating Officer John Morrow, 36.</p> <p>Headquarters: New York, New York.</p>

Stripe for phone plans.

Making financial services simple, transparent and delightful.

Provides growing businesses with everything to take care of their team.

Founded in 1928 and acquired by a group of fintech executives in 2022, Lead is an FDIC-insured bank that offers accounts, payments, card issuing and lending through a suite of APIs, allowing Fintechs to build financial products without holding a bank charter. In December, Lead acquired Loop, a payments processor that helps businesses and e-commerce platforms move money using stablecoin rails for faster settlement. <p>Funding: $180 million from Ribbit, Coatue and Khosla Ventures, among others. </p><p>Latest valuation: $1.47 billion. </p><p>Date of last valuation: July 2025. </p><p>Bona fides: In 2025, Lead’s net revenue rose to $108 million, up from $73 million in 2024. Adjusted earnings jumped from $22 million to $31 million. </p><p>Cofounders: CEO Jacqueline Reses, 56; CTO Ronak Vyas, 55; chief product and data science officer Homam Maalouf, 42; and chief legal and risk officer Erica Khalili, 43—a team of execs who built a bank at fintech Block (formerly Square).</p>

Autonomous market researcher for customer conversations.

NFT marketplace across multiple blockchains.

Founded in 2020 by former Robinhood data scientists, Parafin provides financing to small businesses through the platforms they already use to run their operations. It works with marketplaces, payments companies and business software providers to offer loans and cash advances based on real-time sales and cash flow data, rather than personal credit scores. In 2025, Parafin expanded beyond capital advances, launching Pay Over Time with payroll provider Gusto. <p>Funding: $194 million from Ribbit Capital, Thrive Capital and GIC, among others. </p><p>Latest valuation: $750 million. </p><p>Date of last valuation: October 2024. </p><p>Bona fides: The company says it serves 39,000 businesses, up from about 27,000 a year ago. Revenue grew to $90 million in 2025 up from $68.6 million in 2024. </p><p>Cofounders: CEO Sahill Podar, 39; CTO and chief product officer Vineet Goel, 33; Ralph Furman, 40, (no longer with the company).</p>

Identity verification and fraud detection platform.