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Possible Finance provides loans of $50 to $500 in 33 states, primarily to low-income consumers where payday lending is permitted. It serves as a more flexible alternative because payments can be split into multiple installments and rescheduled up to 29 days from the original date. Loans have a flat fee that varies by state. On average, Possible charges 20% of the principal borrowed. In 2025, it launched Cash Advance, for loans of up to $300 in 10 states. It costs $15 per month through a membership, which includes rent and bill reporting to improve credit. Advances carry no interest, no late fees and no penalty fees. <p>Funding: $55 million from Canvas Prime, Union Square Ventures and Euclidean Capital, among others. </p><p>Latest valuation: $250 million. </p><p>Date of last valuation: January 2022. </p><p>Bona fides: Possible Finance has funded 1.5 million unique customers since its 2017 founding, and 700,000 unique customers received at least one loan in 2025, up from about 500,000 the year prior. Revenue grew to $101 million in 2025 (with a net profit of $3 million), up from $69 million in 2024. </p><p>Cofounders: CEO Tony Huang, 35; CTO Tyler Conant, 45; Prasad Mahendra, 47, formerly vice president of engineering, now an advisor. All three cofounders previously worked at public-safety technology company Axon on body cameras for police officers.</p>

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