Paytm

Company research

Public company, workplace, funding, and market signals

Updated Aug 5, 2026

Overview

Paytm is the consumer and merchant fintech brand of One 97 Communications Limited, an Indian public company. It pioneered mobile QR payments and operates a payments-led ecosystem spanning consumer payments, merchant acquiring/devices, financial-services distribution, advertising and ticketing, with a mission to bring 500 million underserved Indians into the mainstream economy.

Primary product

Paytm app and merchant payments platform: UPI/mobile payments, QR and Soundbox/POS acceptance, bill payments, recharges, money transfer, travel/ticketing and distribution of lending, insurance, broking and wealth products.

Founded

2009

Headquarters

One Skymark, Tower-D, Sector-98, Noida, Uttar Pradesh 201304, India; registered office in Nehru Place, New Delhi.

Team size

Approximately 39,000 on-roll employees on average in FY2025; third-party LinkedIn-derived data reports approximately 10,000+ current employees, with methodologies differing.

Work style

Hybrid

Industry

Financial services / fintech

Sub-industry

Digital payments, merchant acquiring, financial-services distribution and financial technology

Offices

Noida, Uttar Pradesh, India

New Delhi, India

Bengaluru, Karnataka, India

Gurugram, Haryana, India

Hyderabad, Telangana, India

Mumbai, Maharashtra, India

United States

Business model

Payment processing and merchant acquiring fees

Merchant subscriptions and device monetization for QR, Soundbox and POS

Distribution fees and collection incentives from lending, insurance, broking and wealth partners

Advertising and marketing services

Travel and ticketing commissions

Technology licensing and international partnerships

Funding

Stage

Public company; post-IPO/late-stage financing history

Total raised

$4.9B

Latest round

Post-IPO secondary/private-market round · Aug 2023

Latest amount

$246.3M

Post-IPO round

Aug 2023 · Motilal Oswal Mutual Fund

$246.3M

Post-IPO late-stage round

Nov 2022 · Norges Bank

$200M

Series G

Dec 2019 · SoftBank

$669.5M

Strategic/private funding

Aug 2018 · Berkshire Hathaway

$300M

Strategic funding

May 2017 · SoftBank

$1.4B

Series/venture round

Jan 2011 · SAP Ventures

$10M

Early funding round

Jan 2008 · Intel Capital and Silicon Valley Bank

$10M

Convertible funding

Jan 2007 · SAIF Partners and Silicon Valley Bank

$2.5M

People & investors

Leadership

Vijay Shekhar Sharma

Founder, Chairman, Managing Director and Chief Executive Officer

Madhur Deora

Executive Director, President and Group Chief Financial Officer

Urvashi Sahai

Executive Director and General Counsel

Investors

Alibaba Group

Ant Financial / Ant Group

Motilal Oswal Mutual Fund

Mountain Capital / MediaTek

Norges Bank Investment Management

Reliance Capital

SAIF Partners / Elevation Capital

SAP Ventures

Silicon Valley Bank / SVB India Capital

SoftBank / SoftBank Vision Fund

Work & culture

Company materials emphasize financial inclusion, entrepreneurial and meaningful work, flexibility, empowerment, structured hiring, learning and development, diversity and inclusion. The published policy describes support for remote work and a hybrid model, while individual roles may be explicitly onsite.

Work style

Hybrid

Compensation

Public signals include employee stock options, performance-linked rewards and bonuses. No reliable public company-wide salary bands or confirmed visa-sponsorship policy were found.

Benefits

Health and wellness programs, including health-awareness sessions and yoga

Upskilling/reskilling and learning programs

Employee stock-option schemes

Creche facilities

Paid maternity and paternity leave

POSH and counseling support

Bereavement and miscarriage leave

Performance rewards and recognition programs

Remote-work equipment and IT support

Product & market

Pricing

Consumer payments are generally free or low/no-cost for users; monetization is primarily merchant MDR/payment-processing economics, device subscriptions, financial-services distribution fees, advertising and commissions. Exact pricing varies by product, payment instrument and partner.

Differentiators

—Large two-sided consumer and merchant network
—Pioneering Indian QR payments and widely deployed Soundbox
—Payment-led cross-sell into financial services and merchant software
—Full-stack merchant acceptance across QR, POS, payment gateway and devices
—Large transaction and merchant data platform supporting risk, personalization and AI
—Broad consumer utility ecosystem spanning payments, bills, recharges and travel

Technology

Java

Python

JavaScript/Node.js

Spring MVC

Django

Laravel

MongoDB

MariaDB

HBase

Apache Hive

Apache Airflow

Google Cloud Platform

Alibaba Cloud

Istio

Kibana

SonarQube

Git

OAuth

Akamai CDN

PCI-compliant payment infrastructure

Customers

Consumers using Paytm for UPI, bills, recharges, transfers and travel

Small merchants and MSMEs

Enterprise merchants and online brands

Banks and lending partners

Insurance, broking and wealth-product partners

Competitors

PhonePe

Google Pay

Walmart/Flipkart fintech offerings

Amazon Pay

BharatPe

Razorpay

CRED

MobiKwik

Scale & contact

Estimated revenue

Approximately US$0.9B annual revenue for FY2026; third-party company data reports approximately US$700M–US$800M, while FY2025 operating revenue was ₹6,900 crore.

Signals & risks

Other

Jan 2024

RBI imposed escalating restrictions on Paytm Payments Bank, including restrictions on fresh deposits, credits and wallet top-ups, following supervisory and compliance concerns.

Source

Shutdown

RBI cancelled Paytm Payments Bank's banking licence in April 2026 and the Delhi High Court ordered winding-up in July 2026; Paytm says the investment had already been fully impaired and there was no FY2026 business impact.

Source

Other

The company disclosed exposure to declining UPI incentives and regulatory changes affecting rent payments by credit card and real-money gaming, while reporting proactive compliance and no material impact from those transitions.

Source

Latest news

Paytm shares rise after ₹2,038-crore secondary block deal

The Economic Times · Aug 2026

Early investors SAIF/Elevation sold approximately 2.3% through a secondary block deal; the company received no proceeds.

Delhi High Court orders winding up of Paytm Payments Bank after RBI licence cancellation

The Economic Times · Jul 2026

The court ordered PPBL's winding-up after RBI licence cancellation, appointing an official liquidator.

Paytm Q1 results: profit rises 79% to ₹220 crore; board drops bonus proposal

The Economic Times · Jul 2026

Q1 FY2027 consolidated net profit rose 79% year over year to ₹220 crore and operating revenue rose 28% to ₹2,448 crore.

Paytm reports first full-year profit with FY2026 revenue growth

Inc42 · May 2026

Paytm reported FY2026 profit of ₹552 crore and operating revenue of ₹8,437 crore, while commentary highlighted UPI incentives, merchant subscriptions and regulatory caveats.

Paytm Q4 FY2026 earnings release

Paytm Investor Relations · May 2026

The company reported FY2026 revenue of $902 million, EBITDA of $54 million and PAT of $59 million, and said PPBL licence cancellation had no financial or business impact.

Jobs and careers at Paytm

206 jobs at Paytm

KAM - Manager - Paytm Ads

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