Other
Jan 2024RBI imposed escalating restrictions on Paytm Payments Bank, including restrictions on fresh deposits, credits and wallet top-ups, following supervisory and compliance concerns.
SourceCompany research
Public company, workplace, funding, and market signals
Updated Aug 5, 2026
Overview
Paytm is the consumer and merchant fintech brand of One 97 Communications Limited, an Indian public company. It pioneered mobile QR payments and operates a payments-led ecosystem spanning consumer payments, merchant acquiring/devices, financial-services distribution, advertising and ticketing, with a mission to bring 500 million underserved Indians into the mainstream economy.
Primary product
Paytm app and merchant payments platform: UPI/mobile payments, QR and Soundbox/POS acceptance, bill payments, recharges, money transfer, travel/ticketing and distribution of lending, insurance, broking and wealth products.
Founded
2009
Headquarters
One Skymark, Tower-D, Sector-98, Noida, Uttar Pradesh 201304, India; registered office in Nehru Place, New Delhi.
Team size
Approximately 39,000 on-roll employees on average in FY2025; third-party LinkedIn-derived data reports approximately 10,000+ current employees, with methodologies differing.
Work style
Hybrid
Industry
Financial services / fintech
Sub-industry
Digital payments, merchant acquiring, financial-services distribution and financial technology
Offices
Noida, Uttar Pradesh, India
New Delhi, India
Bengaluru, Karnataka, India
Gurugram, Haryana, India
Hyderabad, Telangana, India
Mumbai, Maharashtra, India
United States
Business model
Payment processing and merchant acquiring fees
Funding
Stage
Public company; post-IPO/late-stage financing history
Total raised
$4.9B
Latest round
Post-IPO secondary/private-market round · Aug 2023
Latest amount
$246.3M
Aug 2023 · Motilal Oswal Mutual Fund
Nov 2022 · Norges Bank
People & investors
Leadership
Founder, Chairman, Managing Director and Chief Executive Officer
Executive Director, President and Group Chief Financial Officer
Executive Director and General Counsel
Work & culture
Company materials emphasize financial inclusion, entrepreneurial and meaningful work, flexibility, empowerment, structured hiring, learning and development, diversity and inclusion. The published policy describes support for remote work and a hybrid model, while individual roles may be explicitly onsite.
Work style
Hybrid
Compensation
Public signals include employee stock options, performance-linked rewards and bonuses. No reliable public company-wide salary bands or confirmed visa-sponsorship policy were found.
Benefits
Health and wellness programs, including health-awareness sessions and yoga
Upskilling/reskilling and learning programs
Employee stock-option schemes
Creche facilities
Paid maternity and paternity leave
POSH and counseling support
Bereavement and miscarriage leave
Performance rewards and recognition programs
Remote-work equipment and IT support
Product & market
Pricing
Consumer payments are generally free or low/no-cost for users; monetization is primarily merchant MDR/payment-processing economics, device subscriptions, financial-services distribution fees, advertising and commissions. Exact pricing varies by product, payment instrument and partner.
Differentiators
- —Large two-sided consumer and merchant network
- —Pioneering Indian QR payments and widely deployed Soundbox
- —Payment-led cross-sell into financial services and merchant software
- —Full-stack merchant acceptance across QR, POS, payment gateway and devices
- —Large transaction and merchant data platform supporting risk, personalization and AI
- —Broad consumer utility ecosystem spanning payments, bills, recharges and travel
Technology
Scale & contact
Estimated revenue
Approximately US$0.9B annual revenue for FY2026; third-party company data reports approximately US$700M–US$800M, while FY2025 operating revenue was ₹6,900 crore.
Signals & risks
Shutdown
RBI cancelled Paytm Payments Bank's banking licence in April 2026 and the Delhi High Court ordered winding-up in July 2026; Paytm says the investment had already been fully impaired and there was no FY2026 business impact.
SourceOther
The company disclosed exposure to declining UPI incentives and regulatory changes affecting rent payments by credit card and real-money gaming, while reporting proactive compliance and no material impact from those transitions.
Latest news
The Economic Times · Aug 2026
Early investors SAIF/Elevation sold approximately 2.3% through a secondary block deal; the company received no proceeds.
The Economic Times · Jul 2026
The court ordered PPBL's winding-up after RBI licence cancellation, appointing an official liquidator.
The Economic Times · Jul 2026
Q1 FY2027 consolidated net profit rose 79% year over year to ₹220 crore and operating revenue rose 28% to ₹2,448 crore.
Inc42 · May 2026
Paytm reported FY2026 profit of ₹552 crore and operating revenue of ₹8,437 crore, while commentary highlighted UPI incentives, merchant subscriptions and regulatory caveats.
Open Positions
239 jobs at Paytm
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