Acquisition
Aug 2022Razorpay acquired Ezetap to expand into offline and omnichannel payments; Reuters reported the deal was worth about $150 million.
SourceIndia's only full-stack financial solutions company for businesses.
Company research
Public company, workplace, funding, and market signals
Overview
Razorpay is an India-based full-stack fintech and payments infrastructure company that helps businesses accept, disburse, and manage money through developer-friendly APIs and a broader business-banking suite. It serves merchants, schools, ecommerce companies, SMEs, and enterprises, with a strong push into omnichannel payments and AI-enabled commerce.
Primary product
Razorpay Payment Gateway (part of its full-stack payments and business banking platform)
Founded
2014
Headquarters
No. 22, 1st Floor, SJR Cyber, Laskar-Hosur Road, Adugodi, Bengaluru 560030, Karnataka, India
Team size
1001-5000
Work style
Onsite
Industry
Software Development
Sub-industry
Payments infrastructure / business banking / payroll software
Offices
Bengaluru, Karnataka, India (HQ)
Gurugram, Haryana, India
Mumbai, Maharashtra, India
Business model
usage-based transaction platform fees
subscription software for business banking and payroll
enterprise custom pricing
Funding
Stage
Series F / late-stage VC
Total raised
$741.5M
Latest round
Series F · Dec 2021
Latest amount
$375M
People & investors
Leadership
CEO & Co-Founder
Founder and Managing Director
Chief Operating Officer
Arif Khan
Chief Innovation Officer
Chief Financial Officer
Senior Vice President People Operations
Chief Product Officer
Chief Marketing Officer & SME Business Head
Vice President and General Manager, RazorpayX
Work & culture
Razorpay presents a high-trust, high-performance, AI-first culture with low hierarchy, strong experimentation, and an emphasis on output and ownership. Its hiring language stresses autonomous builders, fast shipping, and integrating AI into everyday work.
Work style
Onsite
Compensation
No public salary bands were found. Public hiring language suggests compensation is strongly impact-oriented, with pay linked to output and role scope rather than hierarchy.
Benefits
medical health benefits for employees and family
flexible working hours
inclusive work environment
office perks such as food, Xbox, bunk beds, and unlimited caffeine
Product & market
Pricing
Usage-based platform fees for payments, subscription pricing for RazorpayX/payroll products, and custom enterprise pricing for larger merchants.
Differentiators
- —developer-friendly APIs and fast onboarding
- —full-stack stack spanning payments, banking, payroll, and capital
- —omnichannel capabilities including offline payments after Ezetap
- —AI-first and agentic-commerce integrations
- —trusted checkout and large merchant adoption
- —multi-bank business-banking partnerships
Technology
OpenAI
Anthropic Claude
GitHub
Slack
Google Workspace
Zendesk
Salesforce
MongoDB
Flutter
Angular
MySQL
Django
Apache Spark
Helm
Argo CD
Playwright
Customers
merchants
schools
ecommerce businesses
startups
SMEs
enterprises
Airtel
BookMyShow
Ola
Zomato
Swiggy
CRED
ICICI Prudential
Lenskart
MakeMyTrip
Competitors
Stripe
PayU
Cashfree Payments
Paytm Payments
Pine Labs
BillDesk
PhonePe
Scale & contact
Estimated revenue
INR 10B–INR 20B
Estimated monthly visits
23.1M
Traffic estimate as of May 2026
Signals & risks
Other
May 2025Razorpay completed its reverse flip from the U.S. to India ahead of IPO plans, with reports estimating a tax cost of roughly ₹1,245 crore and a headquarters move under Indian jurisdiction.
SourceOther
Dec 2023Razorpay’s RBI onboarding embargo on new merchants was lifted in December 2023, indicating a prior regulatory constraint on growth.
SourceLatest news
Reuters · Jun 2026
Reuters reported that Razorpay confidentially filed draft IPO papers and was targeting a roughly $600 million listing by end-2026.
The Economic Times · Jun 2026
ET said Razorpay had filed confidential IPO papers and was looking to raise $600-700 million at a $5-6 billion valuation.
The Economic Times · Mar 2026
ET reported that Razorpay is building AI-powered payment agents for abandoned carts, failed subscriptions, disputes, and cash-flow forecasting using Anthropic Claude.
The Economic Times · Feb 2026
ET reported a partnership with Replit to let Indian developers monetise AI-built apps with Razorpay payments and local payment methods.
The Economic Times · Oct 2025
ET reported FY25 revenue of Rs 3,783 crore (+65%) and a net loss of Rs 1,209 crore, mainly due to restructuring and tax costs tied to the reverse flip.
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