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Zippi

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Zippi

Payment Platform for LatAm Micro and Small Businesses

zippi.com.br
HQ: São Paulo, SP, Brazil
51-200
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Aug 16, 2026

Overview

Zippi is a Brazilian fintech that provides weekly credit and working-capital solutions for micro and small businesses, using Pix as the core payment/credit rail.

Primary product

Weekly credit / working-capital solution for micro and small businesses via Pix

Founded

2019

Headquarters

São Paulo, São Paulo, Brazil

Team size

51-200

Work style

Flexible

Industry

Financial Services

Sub-industry

Fintech / alternative lending / small-business credit

Offices

São Paulo, Brazil
Portugal (distributed workforce presence; specific office not publicly confirmed)

Business model

credit origination
working-capital lending
payment-enabled financial services
FIDC/funding-vehicle based credit expansion

Funding

Stage

Late-stage private fintech; Series A historically, subsequent venture/debt/FIDC financing

Total raised

$74.9M

Latest round

Debt Financing / FIDC funding · Feb 2026

Latest amount

$42.3M

Debt Financing / FIDC

Feb 2026 · Credit Saison

$42.3M

FIDC / investment vehicle round

Sep 2025 · Itaú and Verde Asset

$15.9M

Series A

Jun 2022 · Tiger Global

$16M

Venture Round

Nov 2021

Seed

Jan 2019

People & investors

Leadership

André Bernardes

CEO / Co-Founder

Bruno Lucas

CFO / Co-Founder

Ludmila Pontremolez

CTO / Co-Founder

Bruno Dias

Head of Engineering

Camila de Oliveira Lopes

Head of Product

Eduardo London

Head de Growth

Ileana Borges

Head of Tech Ops

Ítalo Tabatinga

Founding Team Member - Software Engineer

Investors

Bradesco Asset Management
Bradesco BBI
Credit Saison
Globo Ventures
Hummingbird
Itaú Asset
Itaú BBA
Mantis
MSA Capital
Rainfall Ventures
Soma Capital
Tesouraria do Itaú BBA
Tiger Global
Tiger Global Management
Valora Investimentos
Verde Asset Management
Volpe Capital
Y Combinator

Work & culture

Public signals emphasize a high-talent-density, technical, fast-moving culture, experimentation with AI, and strong execution. Multiple posts mention Zippi Week and in-person company gatherings, suggesting a hybrid/flexible culture with periodic all-hands.

Work style

Flexible

Compensation

No public salary bands found. Hiring signals emphasize senior technical roles and a selective/high-bar team rather than compensation details.

Product & market

Pricing

Credit product with weekly repayment cycles; pricing/fees are not fully public, but the model appears to monetize through lending spread/credit usage and funding structure rather than SaaS subscription.

Differentiators

  • —Pix-native credit platform
  • —Weekly billing/repayment aligned to small-business cash flow
  • —Instant working-capital access
  • —Focused on Brazil's micro and small business segment
  • —Built around proprietary underwriting/technology and a technical product culture

Technology

Ruby
Ruby on Rails
Flutter
Python
SQL
Terraform
GitHub
GitHub Actions
Intercom
Zendesk
Salesforce
Google Analytics
Google Workspace
Looker
Tableau
Power BI
dbt
Zapier
Pipefy
AWS/AWS-like cloud tooling implied by Terraform and fintech stack

Customers

Micro and small businesses in Brazil
Microempreendedores / small business owners
Autônomos / self-employed workers

Competitors

Creditas
Caruana
Enova
Favo Capital
traditional banks
other Brazilian SME lending / fintech credit providers

Scale & contact

Estimated revenue

~$1M-$10M annual revenue (Exa estimate: ~$1.4M)

Estimated monthly visits

163.8K

Traffic estimate as of Jun 2026

Latest news

Brazil fintech Zippi bets on growth with female tech leadership

Valor International · Apr 2026

Profiles Zippi's founders and CTO Ludmila Pontremolez, notes 50% female leadership, 45% female workforce, 200,000 clients, and R$5B in credit extended in 2025 with a target of R$10B in 2026.

Na Zippi, uma engenheira à frente da tecnologia

Valor Econômico · Apr 2026

Profile of CTO/cofounder Ludmila Pontremolez and Zippi's product/technology approach.

Zippi Closes US$ 44M FIDC to Scale Microbusiness Credit, led by Credit Saison

LatAm Republic · Feb 2026

Confirms the US$44M / R$220M FIDC, notes previous funding in 2024 and 2025, and says the company aims to move about US$2B in transactions by end-2026.

Zippi raises $42M for its FIDC

LatamList · Feb 2026

Latest and largest funding vehicle raise; Credit Saison joined Itaú Asset, Tesouraria do Itaú BBA, Bradesco BBI, and Valora.

Zippi atrai Credit Saison e capta R$ 220M em novo FIDC

Startups · Feb 2026

Brazilian coverage of the same FIDC round, citing R$ 220M and strong 2025 growth.

André BernardesBruno DiasBruno LucasCareersContact WhatsAppGitHub orgHomepageLinkedIn companyLudmila PontremolezPrivacy policy
SourcesZippi homepage / company profileZippi LinkedIn company pageAndré Bernardes LinkedInBruno Lucas LinkedInLudmila Pontremolez LinkedInBruno Dias LinkedInGitHub orgLatamList Series A coverageLatamList FIDC funding coverageStartups coverage on Andre BernardesValor Econômico profile on Ludmila

Jobs and careers at Zippi

5 jobs at Zippi

Growth Designer

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São Paulo, Remote
4w ago
Remote
Full-time
Apply

Growth BA

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Growth
São Paulo, Remote
1mo ago
Remote
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Senior Software Engineer

Remote
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São Paulo, Remote
4mo ago
Remote
Full-time
Apply

Banco de Talentos | Full Time

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Bancos de Talentos
São Paulo, Remote
1y ago
Remote
Full-time
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Banco de Talentos | Estágio

Remote
Bancos de Talentos
São Paulo, Remote
1y ago
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Internship
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