StartupHub.ai · Jun 2026
Commentary piece analyzing the founders' Apple background and the direct-billing market opportunity.
Public company, workplace, funding, and market signals
Updated Jul 30, 2026
ZeroSettle is a YC W26 mobile-app revenue platform for developers that replaces app-store billing with direct web checkout, while handling merchant-of-record functions, subscriptions/entitlements, and pricing experiments.
Primary product
Direct billing SDK and mobile subscription revenue platform
Founded
2026
Headquarters
San Francisco, California, United States
Team size
1-10 employees
Industry
Financial Services
Sub-industry
Mobile payments and subscription billing infrastructure
Business model
0 jobs at ZeroSettle
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Stage
Pre-Seed
Total raised
$500K
Latest round
Pre-Seed · Mar 2026
Latest amount
$500K
Mar 2026 · Y Combinator
Jan 2026 · Y Combinator
Investors
Pricing
Free platform for analytics, entitlements, A/B testing, and campaigns; Managed web checkout at 5% + 50¢; BYOS at 0.5% plus Stripe fees; optional Pro add-ons at $29/mo or $99/mo.
Differentiators
Technology
Customers
Competitors
StartupHub.ai · Jun 2026
Commentary piece analyzing the founders' Apple background and the direct-billing market opportunity.
Fondo · Mar 2026
Launch write-up covering the founding team, the 15-minute setup pitch, direct-billing use cases, and the managed/BYOS pricing structure.
Y Combinator · Mar 2026
YC launch post describing ZeroSettle as a drop-in direct billing SDK, founded by two former Apple engineers, with merchant-of-record and BYOS billing modes.
Y Combinator on LinkedIn · Mar 2026
YC social announcement summarizing the product, the Epic v. Apple context, and the founders' former Apple engineering background.