Google Play · Jul 2026
App listing notes access up to $2,000 of wage in advance and includes support contact details.
Company research
Public company, workplace, funding, and market signals
Overview
Wagetap is an Australian fintech that helps consumers access earned wages early and split household bills into installments.
Primary product
Wage advance / earned wage access app with bill splitting
Founded
2019
Headquarters
Sydney, New South Wales, Australia
Team size
11-50 employees
Industry
Financial Services
Sub-industry
earned wage access / wage advance fintech
Offices
Lvl 16, 175 Pitt Street, Sydney, NSW 2000, Australia
Business model
consumer fintech
earned wage access
bill splitting / bill pay
short-term cash advance
Funding
Stage
Seed
Total raised
$500K
Latest round
Seed · Mar 2022
Latest amount
$500K
People & investors
Work & culture
Mission-driven, product-led startup focused on financially responsible access to pay on demand and reducing money stress for Australian workers.
Product & market
Pricing
Wage advances charge a 5% transaction fee plus 24% p.a. interest calculated on the loan term; Bill Split charges a 5% fee with no late fees.
Differentiators
- —Access up to $2,000 of earned wages quickly
- —Bill Split covers household bills up to $600
- —No hard credit check for wage advance eligibility
- —Transparent pricing shown before confirmation
- —Repayments align to payday
- —App-based consumer experience
- —Bank-grade encryption and responsible lending checks
Technology
AWS
AWS Lambda
Amplitude
React Native
React
TypeScript
JavaScript
Python
Scala
GraphQL
Contentful
Gatsby
Segment
SQS
IAM
Bitbucket
Atlassian
Jira
Figma
Tailwind
Customers
Australian workers needing early access to wages
People covering unexpected expenses
Consumers paying household bills
Australian residents with regular employer payroll income
Competitors
Beforepay
MyPayNow
Wagepay
PressPay
CommBank AdvancePay
Wallet Wizard
Scale & contact
Estimated revenue
US$1.8M–US$2.1M estimated ARR
Estimated monthly visits
129.7K
Traffic estimate as of May 2026
Latest news
Beforepay · Jul 2026
Competitor comparison page explaining Wagetap’s repayment model, fee structure, and positioning versus Beforepay.
Savvy · Mar 2025
Independent comparison article summarizing Wagetap’s feature set, pricing, repayment structure, and alternatives in the Australian pay-advance market.
Wagetap blog · Sep 2024
Company says it was highly commended among the top three most trusted pay advance brands in Australia and that 89% of customers rated the service trustworthy and reliable.
Australian FinTech · Nov 2022
Coverage of Wagetap’s inclusion in Amplitude’s annual growth report, citing 250%+ growth and top-five APAC placement.
Jobs and careers at Wagetap
0 jobs at Wagetap
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