Hi-Tech Afrique TV · Aug 2025
French-language coverage of VaultPay’s official launch in the DRC, highlighting a founder fireside chat, AI use in customer service and development, and ecosystem partners such as Ecobank RDC and Visa.
Digital banking platform for the 30 million smartphone users in DRC.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
VaultPay is a Kinshasa-based fintech/digital banking startup for the Democratic Republic of Congo, offering instant account opening, USD/CDF accounts, virtual and physical Visa cards, money transfers, and agency-banking style distribution.
Primary product
Digital banking app for the DRC (accounts, transfers, and Visa cards)
Founded
2023
Headquarters
Kinshasa, Kinshasa, Democratic Republic of the Congo
Team size
1-10 employees
Industry
Software Development
Sub-industry
Fintech / Digital Banking / Payments
Offices
Kinshasa, Kinshasa, Democratic Republic of the Congo (HQ)
Montreal, Quebec, Canada
San Francisco, California, United States
Business model
consumer digital banking
payment services
card issuing
agency banking
Funding
Stage
pre-seed/seed
Total raised
$1M
Latest round
Pre Seed · Sep 2023
Latest amount
$500K
Sep 2023 · Y Combinator
Visa Accelerator
People & investors
Work & culture
Small, founder-led, mission-driven team focused on financial inclusion in the DRC; public materials emphasize owning the stack and using AI to move fast.
Product & market
Pricing
Free-to-download app with disclosed service and transaction fees; card and transfer monetization is implied by the terms and product model.
Differentiators
- —First startup in its market claimed to secure a full payment license from the Central Bank of Congo
- —Virtual and physical Visa cards
- —USD and CDF accounts
- —Instant account opening
- —Card delivery in about 24 hours
- —Agency banking network / local cash-in cash-out distribution
- —Built specifically for a largely underbanked, dollarized DRC market
Technology
mobile app
Visa card infrastructure
KYC
PCI-DSS compliance
analytics
data science
AI-assisted support
customer service platform
Customers
smartphone users in the DRC
individual consumers
entrepreneurs and small businesses
banking and telco distribution partners
Ecobank CashXpress users
Competitors
Illicocash
Makuta
MaxiCash
Tuma
mobile money providers
Scale & contact
Estimated revenue
Approximately $340K-$440K in annual revenue (public estimates)
Estimated monthly visits
875
Traffic estimate as of Jun 2026
Latest news
TechBuild Africa · Apr 2025
Covers VaultPay’s regulatory approval in the DRC and explains that the license enables immediate payment solutions, user-friendly banking services, and card issuance through telecom distribution.
BitKE · Apr 2025
Reports that VaultPay received a full Central Bank of Congo license, covering agency banking, card issuing, aggregation, and payments, and notes the company was opening a new funding round.
Tekedia · Apr 2025
Tekedia Capital celebrates VaultPay’s full DRC central bank license and says it invested heavily in the company; the post also references a new funding round.
WeeTracker · Aug 2023
Notes VaultPay’s selection into Y Combinator Summer 2023 and the standard YC deal size, while describing its payments infrastructure focus for Central Africa.
Jobs and careers at VaultPay
0 jobs at VaultPay
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