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Upsolve

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Upsolve

Helping low-income Americans overcome debt and rebuild credit at…

upsolve.org
HQ: New York, NY, USA
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Upsolve is a New York-based 501(c)(3) legal-tech nonprofit that helps low-income Americans eliminate debt through free Chapter 7 bankruptcy filing, debt education, and AI-assisted support.

Primary product

Free Chapter 7 bankruptcy filing web app and guided debt-relief support (the 'TurboTax for bankruptcy' workflow, now augmented by Upsolve Assist / AI Paralegal).

Founded

2016

Headquarters

New York, New York, United States

Team size

11-50 employees

Industry

IT Services and IT Consulting

Sub-industry

Legaltech / bankruptcy filing software

Offices

Chicago, Illinois, United States
New York City, New York, United States
Brooklyn, New York, United States

Business model

grant-funded nonprofit
free-to-user service
program-service revenue
partner referral fees

Funding

Stage

grant-backed nonprofit

Total raised

$4.6M

Latest round

Grant · Sep 2024

Latest amount

$4.2M

People & investors

Leadership

Jonathan Petts

CEO & Co-founder

Claire Robinson

Chief Operating Officer

Max Morlocke

Chief Technology Officer

Nicholas B.

Director of Innovation

Lauren Brose

Director of Growth Marketing

Rohan Pavuluri

Board Chair; Co-founder

Mark Hansen

Board Member; Co-founder

Founders

Ben Jackson

Co-founder; former CMO/COO/CFO/CPO

Investors

Bill & Melinda Gates Foundation
Chan Zuckerberg Initiative
Eric Schmidt / Schmidt Futures
Financial Solutions Lab
GitLab Foundation
Guggenheim Investments
Harvard University
Hewlett Foundation
Legal Services Corporation
New Media Ventures
OpenAI Foundation
President's Innovation Challenge
Robin Hood Foundation
Silicon Valley Community Foundation
Stand Together Foundation
Stand Together Ventures Lab
Y Combinator
Yale Law School

Work & culture

Mission-driven access-to-justice culture with lawyers, engineers, academics, and judges on staff; emphasizes empathy, collaboration, user support, and building trustworthy tools for people in financial distress.

Compensation

Public job postings cite a remote User Advocate role at $60k-$80k/year and other openings as 'competitive salary.' LinkedIn salary estimates in public profile snippets suggest roughly $124k for a software engineer and about $192k for a CTO, but those estimates are not official compensation policy.

Benefits

mission-driven work
remote U.S. roles are publicly posted
collaborative and inclusive culture
fast-paced, innovative environment

Product & market

Pricing

Free to end users; court filing fees and some third-party course fees are paid directly by the user, while Upsolve is funded by grants, philanthropy, and some program-service/referral revenue.

Differentiators

  • —100% free to users with no upsells or premium tiers
  • —plain-English guided bankruptcy filing flow
  • —human support plus AI-assisted in-flow guidance
  • —user-controlled data and strong privacy posture
  • —mission-driven nonprofit focus on low-income Americans
  • —large free education library and learning center

Technology

React
Node.js
TypeScript
PostgreSQL
AWS
OpenAI
retrieval-augmented generation (RAG)
Contentful
Webflow
Airtable
Trello
Slack
Notion
Google Search Console
Ahrefs
Adobe Acrobat

Customers

low-income and working-class Americans with debt
people filing Chapter 7 bankruptcy
users seeking free debt and credit education
legal services organizations and nonprofit partners that use Upsolve to scale support

Competitors

traditional bankruptcy attorneys
legal aid organizations
other bankruptcy preparation software
debt-relief / credit-counseling services

Scale & contact

Estimated revenue

$1M-$10M (LinkedIn estimate; roughly $2.4M annual revenue cited in public profile snippets)

Estimated monthly visits

227.7K

Traffic estimate as of Jul 2026

help@upsolve.org+1 347-850-2656

Signals & risks

Other
Sep 2025

Reuters reported that the Second Circuit vacated the injunction shielding Upsolve's Justice Advocates program, leaving New York's unauthorized-practice-of-law enforcement dispute ongoing.

Source
Other
Mar 2026

A March 2026 court update reported the Upsolve v. James case was dismissed with prejudice, underscoring continuing legal/regulatory risk around non-lawyer legal advice in New York.

Source

Latest news

Upsolve's AI Paralegal Helps Erase $1 Billion In Debt

Forbes · Mar 2026

Forbes profiled Upsolve's AI Paralegal and the organization’s milestone of erasing $1 billion in debt, highlighting how AI helped scale bankruptcy assistance for low-income families.

Upsolve Surpasses $1 Billion in Debt Relief for Low-Income Families

PRNewswire · Mar 2026

Upsolve announced it had erased more than $1 billion in debt for low-income families and cited support from philanthropies including GitLab Foundation, OpenAI Foundation, and Legal Services Corporation.

Setback for Justice Advocates in Upsolve Litigation

Pro Bono Institute · Oct 2025

The Pro Bono Institute summarized the litigation outcome and described the Justice Advocates program and its access-to-justice purpose.

Second Circuit Lifts Order Shielding Nonprofit Program From NY's Unlicensed Law Practice Rules

Law.com · Sep 2025

Law.com covered the Second Circuit's decision as a setback for Upsolve's attempt to provide limited legal advice via trained non-lawyer advocates.

US appeals court overturns free speech ruling for legal advice nonprofit Upsolve

Reuters · Sep 2025

Reuters reported that the Second Circuit vacated an earlier ruling that had blocked New York from enforcing unauthorized-practice-of-law rules against Upsolve's Justice Advocates program.

AboutCareersContactGitHubHomepageImpactLearning CenterLinkedIn companyTeamX
SourcesOfficial homepageAboutTeamCareersContactLearning CenterHow Upsolve Is FreeImpactLinkedIn company pagePRNewswire grant announcementReuters legal-risk storyGitHub organizationX accountY Combinator company page

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