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tpaga

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tpaga

First financial Superapp of Latin America

tpaga.co
HQ: Bogotá, Bogota, Colombia; Remote
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Colombian fintech that provides a consumer mobile wallet plus business payments, disbursement, and embedded-finance APIs; it supports bill pay, transfers, recharges, withdrawals, QR/payment-link collections, and white-label fintech infrastructure.

Primary product

Billetera Móvil / Tpaga mobile wallet and fintech-as-a-service APIs

Founded

2015

Headquarters

Bogotá D.C., Colombia

Team size

20-30 employees

Work style

Hybrid

Industry

Financial Services

Sub-industry

Fintech / mobile wallet / payments infrastructure

Offices

Bogotá D.C., Colombia

Business model

B2C mobile wallet
B2B APIs and embedded finance
payments processing / transaction fees
white-label fintech infrastructure
digital disbursements

Funding

Stage

Series A / growth-stage

Total raised

$15.8M

Latest round

Corporate Round · Mar 2026

People & investors

Leadership

Andres Gutierrez

Co-Founder & CEO

Sebastian Ortiz Vásquez

Co-Founder & CPTO

Luis Eberto Florez Carreño

Chief Product Officer

Miguel Angel Rodriguez Bermudez

Chief Technology Officer

Máximo Díaz Campo

Chief Financial Officer

Juan Carlos Ordoñez

Head of Embedded Finance

Paola Cubides

Head of B2B Ecosystem & Strategic Partnerships

Founders

Juan Salcedo

Co-founder

Investors

Banco Serfinanza
Biosphere Investment Group
Conny & Co.
Cornelius Boersch
EWA Capital
Fundación Botnar
Green Visor Capital
Mountain Partners
New Ventures
Star 26
Y Combinator

Work & culture

Mission-driven fintech with a financial-inclusion focus; public hiring posts emphasize teamwork, rapid learning, real impact, and career acceleration, and recent roles have been advertised as hybrid in Bogotá.

Work style

Hybrid

Compensation

No public salary bands or formal compensation table were found. Public hiring signals emphasize hybrid Bogotá roles, impact, learning, and growth rather than pay specifics.

Product & market

Pricing

Usage-based / volumetric API pricing; public merchant pages also advertise card acceptance pricing starting at 1% per transaction with no rent or monthly fee.

Differentiators

  • —In-house-built technology
  • —Fintech-as-a-Service APIs
  • —White-label / embedded-finance approach
  • —24/7 digital disbursements
  • —45,000+ cash withdrawal points in Colombia
  • —3M+ users served via APIs
  • —PSE, QR, payment-link, and ledger capabilities
  • —Claims up to 90% development-cost savings for businesses

Technology

APIs
Swagger/OpenAPI
OTP payments
money disbursements
payment links
miniapps
ledger accounts
PSE integrations
QR payments
WhatsApp-based payments
Ruby on Rails
Python
Node.js
PostgreSQL
Redis
Sidekiq
Docker
AWS
Anthropic
AWS Bedrock

Customers

Consumers in Colombia
Merchants and small businesses
Enterprises needing payment collection or disbursement tools
Banks, fintechs, telcos, and retailers using embedded-finance APIs
Public-service billers and transit users
Freshapp
Parking Solutions
Guepardos
Mi Águila
Codere
Alkosto
Jumbo
Metro
TransMilenio

Competitors

PayPal
Stripe
Razorpay
PayU
dLocal
Mercado Pago
Nubank
Alipay
Zelle

Scale & contact

Estimated revenue

Approximately $5M–$8.4M in estimated annual revenue / ARR from public third-party estimates

Estimated monthly visits

11.6K

Traffic estimate as of Jul 2026

billetera@tpaga.co+57 1 378-90 66

Signals & risks

Acquisition
Mar 2026

Banco Serfinanza acquired a 30% stake in Tpaga, creating a strategic banking partnership and minority equity position.

Source
Acquisition
Mar 2026

Tpaga announced the acquisition of Spanish payment gateway MYMOID to strengthen end-to-end payments processing and expand toward Europe.

Source

Latest news

Tpaga acquires MYMOID to bolster payments processing infrastructure

Fintech Futures · Apr 2026

Tpaga bought Spanish payment gateway MYMOID to strengthen processing infrastructure and expand its digital payment offering, with an eye toward Europe.

Banco Serfinanza acquires 30% stake in Colombia's Tpaga

Fintech Futures · Mar 2026

Banco Serfinanza took a 30% equity stake in Tpaga as part of a strategic digital-payments and embedded-finance alliance.

Pagos con la inteligencia artificial a través de Tpaga transforma el acceso financiero

La República · Apr 2025

La República profiled Tpaga's AI-powered voice-payment experience and its plan to expose the technology to banks, fintechs, telcos, and retailers.

Transmilenio lanza nueva alternativa para la compra de pasajes digitales y escapar de filas: Así funciona

ENTER.CO · Apr 2025

ENTER.CO covered Tpaga's role in a digital TuLlave recharge flow for TransMilenio users in Bogotá.

Tpaga y Visa lanzan tarjeta débito virtual

Technocio · Mar 2023

Tpaga and Visa launched a virtual debit card, marketed as free to issue and without monthly management fees.

AboutAPI docsAPIsBlogGitHubLinkedIn companyPrivacy policyWebsiteWikiX / Twitter
SourcesOfficial websiteAPIs pageAPI docsPrivacy policyWikiGitHub orgLinkedIn companyY Combinator profileGoogle Play app listingTpaga Fintech-as-a-Service PDFThe Org company pageTpaga about page

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