PYMNTS · Jul 2026
Profile of Guy Ziv and Sunlight’s agentic B2B payment execution model; argues the real problem is fragmented supplier portals and payment execution, not low card acceptance.
The Universal Card-On-File API
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Sunlight (YC S22) is a New York–based B2B payments infrastructure company that uses AI agents to execute card payments through supplier portals and card-on-file workflows, helping fintechs, banks, card issuers, and AP/payables platforms turn ACH/check spend into card revenue without supplier onboarding.
Primary product
Agentic Portal Payments (AI-powered B2B card-payment execution API)
Founded
2021
Headquarters
Madison Ave, New York City, NY 10016, United States
Team size
10
Industry
Information Services
Sub-industry
B2B payments infrastructure
Offices
Madison Ave, New York City, NY 10016, United States
Open Positions
1 job at Sunlight
Build With Us Open Role
RemoteOperationsRemote (United States)5mo ago
Remote