007 Venture Partners · Apr 2026
Investor write-up citing 13,000+ new users, 37% week-over-week transaction volume growth, and 100% day-90 retention on transacting users; frames SpotPay as a stablecoin-native emerging-market finance platform.
Company research
Public company, workplace, funding, and market signals
Updated Jul 30, 2026
Overview
SpotPay is a San Francisco-based YC Winter 2026 fintech building a stablecoin-powered global bank account / digital wallet for cross-border money movement and spending. Public pages emphasize the Calypso Card, instant settlement, and financial inclusion; no public careers page, GitHub repo, X account, or dedicated engineering blog surfaced in the sources reviewed.
Primary product
Stablecoin-powered global bank account / digital wallet with the SpotPay Calypso Card
Founded
2025
Headquarters
San Francisco, California, United States
Team size
1-10 employees
Industry
Financial Services
Sub-industry
Stablecoin-enabled cross-border payments and digital wallet
Offices
399 Fremont St, San Francisco, CA 94105-2355, United States
Business model
consumer fintech
digital wallet
card issuing
cross-border transfers
merchant QR payments
stablecoin settlement
Funding
People & investors
Investors
Work & culture
Mission-driven and globally oriented; public messaging stresses borderless finance, financial inclusion, technical depth, and fast iteration across markets.
Product & market
Differentiators
- —Verified wallet tied to real identity
- —Stablecoin / blockchain-based settlement
- —Apple Pay and Google Pay support
- —Near-instant merchant settlement via QR payments
- —One account for holding, sending, and spending globally
Technology
stablecoin technology
blockchain settlement
mobile app (iOS and Android)
Apple Pay integration
Google Pay integration
AI-powered spending monitoring
Cloudflare DNS
Google Workspace email
Customers
cross-border senders and recipients
unbanked and underbanked users
travelers and digital nomads
SMBs and merchants
Competitors
Chipper Cash
YouTrip
LemFi
Kast
Yellow Card
Scale & contact
Estimated revenue
USD 353K–930K (third-party estimate, 64% confidence)
Estimated monthly visits
2.3K
Traffic estimate as of Jul 2026
Latest news
Fondo · Mar 2026
Launch coverage describing SpotPay as a global neobank; notes it was live in 40+ countries, had 43% week-over-week TPV growth and 27% user growth, and highlighted the Calypso Card and blockchain/stablecoin settlement.
Y Combinator on LinkedIn · Mar 2026
YC promoted SpotPay as a global bank account for cross-border transactions, emphasizing verified accounts, Apple Pay / Google Pay support, near-instant settlement, and strong early growth.
Y Combinator
Official launch page describing SpotPay as a global neobank; says it serves money movement, spending, and saving in one account, and highlights stablecoin/blockchain settlement.
Jobs and careers at SpotPay
0 jobs at SpotPay
No open positions
Check back later for new openings