Commercial Observer · Apr 2026
Reports a 6,933-square-foot lease in Chelsea, suggesting a planned office move or expansion in Manhattan.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Spade is a New York City-based, hybrid, Series B financial services company building a real-time transaction enrichment and merchant-intelligence platform that turns messy payment data into structured, verified records for banks and fintechs. Public sources show customers such as Mercury, Bilt, Stripe, Cash App, FIS, and Coast; the company is positioned as an API-first data layer for authorization, rewards attribution, analytics, fraud, and AI workflows.
Primary product
Real-time transaction enrichment and merchant intelligence API/platform
Founded
2021
Headquarters
New York City, New York, United States
Team size
30-40
Work style
Hybrid
Industry
Financial Services
Sub-industry
Transaction enrichment / merchant intelligence / financial data infrastructure
Offices
New York City (Flatiron / Manhattan), New York, United States
125 West 25th Street, 2nd Floor, New York, NY 10001
169 Madison Avenue, New York, NY (listed in press coverage as a current office)
Business model
API-first B2B SaaS
Enterprise software
Usage-based / custom API contracts
Funding
People & investors
Leadership
Co-Founder & CEO
Co-Founder & COO
Co-Founder & CTO
Chief Revenue Officer
Head of Engineering
Head of Data & AI
Founding Solutions Engineer
Work & culture
Hybrid, high-ownership, product- and quality-focused culture emphasizing empathy, quality, relentlessness, ownership, inclusivity, and enjoyment. The company highlights a pet-friendly NYC HQ and a collaborative model that works in person when it matters and remotely when it doesn’t.
Work style
Hybrid
Compensation
Public postings emphasize competitive compensation plus meaningful equity. Public job ads also mention salary, equity, and benefits; third-party listings for engineering roles have shown base salary ranges in the roughly $180k-$220k range.
Benefits
Unlimited PTO
Medical insurance
Dental insurance
Vision insurance
Short-term disability insurance
401(k)
Paid parental leave
Early exercise equity program
Extended post-termination exercise window
$750 work-from-home stipend
$125 monthly lunch stipend
One Medical membership
Citibike membership
Pet-friendly office
Product & market
Differentiators
- —Real-time transaction enrichment with sub-50ms to <50ms p99 latency
- —Verified merchant identity and structured records
- —High coverage of U.S. and Canadian merchants
- —API-first platform spanning cards, ACH, wires, and third-party aggregators
- —Supports authorization, attribution, analytics, and AI workflows
- —Proprietary merchant graph / data network
- —Location and geolocation enrichment
- —Agentic workflows such as attribution automation
Technology
Python
Django
SQL
PostgreSQL
AWS
AWS CDK
PySpark
Databricks
Delta Lake
Hex
Terraform
OpenTelemetry
ECS/Fargate
RDS Aurora Serverless
Postman
Warp
REST APIs
API key authentication
Customers
Mercury
Bilt
Stripe
Cash App
FIS
Coast
Scale & contact
Estimated revenue
$1M-$10M
Estimated monthly visits
24.4K
Latest news
BusinessWire · Mar 2026
Announces Spade’s $40M Series B led by Oak HC/FT with participation from a16z, Flourish, Gradient, NAventures, and Y Combinator; the release says the company is evolving from enrichment into a broader data and AI platform.
Axios · Mar 2026
Axios covers Spade’s $40M Series B and frames the company as helping banks and fintechs turn messy transaction strings into structured merchant data.
Spade blog · Oct 2025
Introduces Spade’s Agent Layer and its first agentic workflow, showing the company’s move beyond enrichment into automated workflows like attribution.
Spade blog · Jun 2025
Explains Spade’s view that clean transaction data is the foundation for AI in financial services and describes the platform as a real-time transaction enrichment layer.
Jobs and careers at Spade
0 jobs at Spade
No open positions
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