Acquisition
Jan 2026SoFi acquired Peach Finance, strengthening technology-platform capabilities for credit cards, lines of credit, buy-now-pay-later and installment lending.
SourceCompany research
Public company, workplace, funding, and market signals
Updated Aug 5, 2026
Overview
SoFi Technologies, Inc. is a public, San Francisco-based digital financial-services company founded in 2011. It operates an integrated consumer “one-stop shop” for borrowing, saving, spending, investing and protecting money, plus a technology platform serving financial institutions and brands. As of Q2 2026 it reported 15.8 million members and 24.4 million products.
Primary product
The SoFi integrated digital financial platform/app, spanning personal, student and home lending; checking and savings; investing; credit cards; crypto; insurance; financial insights; SoFi Plus; and enterprise financial-technology services.
Founded
2011
Headquarters
234 1st Street, San Francisco, California 94105, United States
Team size
Approximately 3,000–4,000 (third-party LinkedIn profile signal; official current headcount not located)
Work style
Flexible
Industry
Financial services
Sub-industry
Digital banking, consumer fintech, lending and financial technology infrastructure
Offices
San Francisco, California
Frisco, Texas
New York, New York
Cottonwood Heights, Utah
Claymont, Delaware
Greenville, Delaware
Helena, Montana
Seattle, Washington
Jacksonville, Florida
Murray, Utah
Business model
Consumer lending and loan-platform fees
Funding
Stage
Public company; post-IPO financing history
Total raised
$3B
Latest round
Post-IPO debt · Feb 2024
Feb 2024 · Schwab Asset Management
Jan 2021
People & investors
Leadership
Chief Executive Officer and Director
Chris Lapointe
Chief Financial Officer
Jeremy Rishel
Chief Technology Officer
Arun Pinto
Chief Risk Officer
Anna Avalos
Chief People Officer
Tom Karinshak
Executive Vice President and Head of Global Operations
Kelli Keough
Executive Vice President, Group Business Unit Leader for Spend, Invest, Protect and Save
Kathleen Pierce-Gilmore
President, SoFi Technology Solutions
Work & culture
SoFi describes “The SoFi Way” as acting like a founder, being a relentless problem solver and serving members and colleagues as a partner. It emphasizes mission-driven work, member impact, inclusion, learning, mentorship and work/life balance; some teams may work in-office, hybrid or fully remote.
Work style
Flexible
Compensation
Public careers materials disclose a $200/month student-loan contribution, tuition assistance up to $5,250/year and broad benefits. Role-specific salary ranges and sponsorship terms were not established from the reviewed sources.
Benefits
Comprehensive medical, vision, dental, life and disability insurance
Flexible time off
Fitness, fertility and family-planning benefits
$200 monthly student-loan contribution
Up to $5,250 annually for approved tuition
Training, mentorship and leadership programs
Up to 16 hours of paid volunteer time annually
Employee resource groups (“SoFi Circles”)
Product & market
Pricing
Product-specific pricing: interest rates and fees for lending; interchange, referral and brokerage fees; deposit and banking economics; free and paid financial products, including the paid SoFi Plus membership; negotiated B2B platform contracts.
Differentiators
- —Integrated multi-product financial-services app
- —Cross-selling and member/product “financial services productivity loop”
- —SoFi Bank deposit funding and lending capabilities
- —Technology platform for enterprise financial products
- —Large member base and growing products per member
- —Combination of consumer financial services, lending and B2B infrastructure
Customers
15.8 million consumer members (Q2 2026)
Consumers seeking personal, student, home and other loans
Scale & contact
Estimated revenue
Approximately $3.6B–$4.85B adjusted annual revenue: $3.6B reported for 2025 and 2026 guidance of $4.75B–$4.85B.
Signals & risks
Other
Jul 2026Management said it would reinvest incremental revenue in growth initiatives while maintaining EBITDA guidance; market reaction included a reported share decline after Q2 results. Lending remains exposed to credit, funding, regulatory and competitive risks.
SourceLatest news
Transcript Daily · Aug 2026
Reported record originations and 40% adjusted-revenue growth, expansion of the loan platform and business banking, and Peach Finance integration into technology solutions.
SoFi Investor Relations · Jul 2026
Q2 adjusted net revenue reached $1.2B, members 15.8M, products 24.4M, originations $14.8B; SoFi raised 2026 adjusted-revenue guidance to $4.75B–$4.85B and announced Composer, SMB lending, expanded home-equity activity and Peach Finance acquisition.
PYMNTS · Jul 2026
Coverage of Q2 highlighted 51% of new products coming from existing members, SoFi Plus growth, SoFi Coach/AI plans, expansion into SMB and home equity, and continued investment over near-term profit maximization.
SEC filing / SoFi release · Jan 2026
Open Positions
66 jobs at SoFi
Fraud Model Developer
On-site
Member Service Delivery Strategy
Frisco, TX
Today
On-site
Full-time