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Slope

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Slope

The B2B Payments Platform

slopepay.com
HQ: San Francisco, CA, USA
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 29, 2026

Overview

Slope is a San Francisco-based B2B payments and embedded credit infrastructure company that helps enterprises, wholesalers, marketplaces, and platforms automate order-to-cash workflows, offer flexible payment terms, and underwrite/monitor business buyers using AI-driven risk models.

Primary product

AI-powered B2B payments, credit, and order-to-cash automation platform

Founded

2021

Headquarters

600 Harrison St, San Francisco, CA 94107, United States

Team size

20-30

Work style

Flexible

Industry

Financial Services

Sub-industry

B2B payments / embedded finance / credit infrastructure

Offices

San Francisco, CA (HQ)
45 Lansing St #905, San Francisco, CA
7 Freelon Street, San Francisco, CA 94107

Business model

B2B SaaS
embedded finance
financing fees / interest spread
transaction fees
API/software platform

Funding

Stage

Growth stage

Total raised

$252.1M

Latest round

Strategic equity and debt financing · Jul 2024

Latest amount

$65M

Strategic equity and debt financing

Jul 2024 · J.P. Morgan Payments

$65M

Venture Round

Sep 2023 · Union Square Ventures

$30M

Series A

Apr 2022 · Union Square Ventures / Monashees

$24M

Seed

Nov 2021 · Global Founders Capital

$8M

Pre-Seed

Jul 2021 · Y Combinator

$125K

People & investors

Leadership

Lawrence Lin Murata

Co-Founder & CEO

Alice Deng

Co-Founder & Chief Product Officer

Ashish Jain

Chief Financial Officer

Hritika Agrawal

Product Growth Lead

Investors

Global Founders Capital
J.P. Morgan Payments
Jack Altman
Max Altman
monashees
Notable Capital
Saga Ventures
Sam Altman
Tiger Global Management
Union Square Ventures
Y Combinator

Work & culture

Public materials describe a lean, fast-moving, customer-centric, AI-first team focused on building modern infrastructure for B2B commerce and credit. The company emphasizes shipping quickly, automating messy workflows, and working closely across engineering, risk, data science, and customer teams.

Work style

Flexible

Compensation

No company-wide public salary bands were found. Public job postings suggest a lean startup environment; some roles are listed as U.S. remote or San Francisco-based, and at least one engineering role explicitly says US citizen/visa only.

Product & market

Pricing

Risk-based pricing with financing fees / APR on credit products, plus platform/API-style fees for order-to-cash automation; public help pages cite fees as low as 0.99% on Net 30 and 2.99% on Net 90 for best customers.

Differentiators

  • —AI-native underwriting using live transaction and financial data
  • —Order-to-cash automation in a single embedded platform
  • —Consumer-grade checkout and payment terms for B2B buyers
  • —Fast credit decisions in minutes
  • —Works alongside bureau data rather than replacing it
  • —Institution-backed capital facilities (e.g. J.P. Morgan)
  • —Proprietary SMB cash-flow scoring (SlopeScore)
  • —Transaction enrichment and real-time risk monitoring

Technology

TypeScript
React
Next.js
Nx
Mantine
NestJS
TypeORM
AWS Lambda
PostgreSQL
Redis
DynamoDB
SQS
Vercel
GitHub
Python
SQL
Snowflake
OpenAI / LLMs
JavaScript
Node.js

Customers

enterprise companies
wholesalers
marketplaces
platforms
Amazon sellers
Alibaba.com U.S. business buyers
IKEA U.S. business customers
Samsung Business checkout buyers
Walmart Marketplace sellers
ShipBob merchants
Neato
Fortune 500 companies

Competitors

Resolve
Parafin
Stripe
Shopify
Vartana
KEO World
Gynger
Hokodo
Jifiti
Optty

Scale & contact

Estimated revenue

$1M-$10M

support@slopepay.com415-429-5221

Latest news

Slope Working with Amazon to Expand Access to Capital for Amazon Sellers

Business Wire · Dec 2025

Announced a new relationship with Amazon to provide eligible U.S. Amazon sellers with AI-powered financing through Seller accounts, backed by a J.P. Morgan credit facility.

Alibaba.com Partners with Slope to Deliver Flexible Payment Options for U.S. Business Buyers at Checkout

Business Wire · Sep 2025

Announced embedded Pay Later for Business at Alibaba.com checkout for U.S. buyers using Slope underwriting.

Partnering with IKEA U.S.

Slope Stories / Medium · Aug 2024

Described Slope's Invoice to Pay partnership with IKEA US and its checkout and buyer-portal experience for business customers.

Slope, AI-Led B2B Payments Platform, Secures $65 Million Strategic Equity and Debt Funding Provided by J.P. Morgan and Others

Business Wire · Jul 2024

Closed a $65M financing package, bringing total funding to $252M, and joined the J.P. Morgan Payments Partner Network.

Sam Altman backs Slope’s $30M round to digitize, scale B2B payments

TechCrunch · Sep 2023

Reported Slope's $30M venture round led by Union Square Ventures with participation from Sam Altman, bringing total funding to $187M at the time.

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