Public company, workplace, funding, and market signals
Updated Aug 5, 2026
Ripple is a privately held financial-technology and blockchain company building institutional infrastructure for moving, storing, issuing and managing value across traditional and digital assets. It focuses on regulated enterprise crypto applications and the XRP Ledger, serving financial institutions, fintechs, businesses, governments and developers.
Primary product
Ripple’s primary product is its institutional financial-infrastructure suite, led by Ripple Payments for cross-border fiat/stablecoin/crypto settlement, and expanded with Ripple Custody, RLUSD stablecoin, Ripple Prime, treasury management and tokenization.
Founded
2012
Headquarters
San Francisco, California, United States
Team size
1,000+
Work style
Hybrid
Industry
Technology, Information and Internet
Sub-industry
Enterprise blockchain, fintech and digital-asset infrastructure
Offices
Business model
Stage
Late-stage/private growth; strategic equity-backed company
Latest round
Strategic investment · Nov 2025
Latest amount
$500M
Nov 2025 · Fortress Investment Group and Citadel Securities
Sep 2023
Leadership
Brad Garlinghouse
Chief Executive Officer
Monica Long
President
David Schwartz
CTO Emeritus; co-creator of the XRP Ledger; board member
Chris Larsen
Executive Chairman and co-founder
Founders
Arthur Britto
Co-founder
Jed McCaleb
Co-founder
Ripple describes a collaborative, transparent and inclusive global-team culture focused on crypto utility, regulatory cooperation and building the Internet of Value. Job postings emphasize in-office collaboration for important moments, manager/team flexibility, regular company-wide meetings, offsites and employee resource groups.
Work style
Hybrid
Compensation
Public job postings show base salary examples of approximately $168,000–$210,000 for a California senior software engineer, $196,000–$245,000 for an Illinois staff full-stack engineer, and $208,000–$260,000 for a California staff engineer, excluding equity, bonuses and commissions. Visa policy is not established by the reviewed public sources.
Benefits
Pricing
Enterprise/custom pricing; public materials direct prospects to Contact Sales rather than publishing standard rates. Pricing varies by product, transaction volume, liquidity, custody and implementation requirements.
Differentiators
Technology
Estimated revenue
Approximately $100M–$250M annually; a third-party company profile reports $189M, not company-audited public revenue.
Estimated monthly visits
348.5K
Traffic estimate as of Aug 2026
The SEC sued Ripple and executives over alleged unregistered institutional XRP sales. The 2025 settlement returned more than $75 million held in escrow and addressed the injunction and penalty dispute, but the litigation represented a material regulatory and reputational risk.
SourceRipple agreed to acquire Hidden Road for $1.25 billion, a major expansion into prime brokerage, clearing and financing; the transaction was subject to regulatory approval.
SourceRipple · Aug 2026
Ripple announced strategic investments in ZILO and Licuido to add transfer-agency, issuance, collateral-mobility and tokenization capabilities to its institutional infrastructure and XRPL strategy; amounts were undisclosed.
Bitcoin.com News · Jul 2026
Ripple launched Ripple Mint, a web and API platform for eligible institutions to mint, redeem and manage RLUSD, with expansion to additional chains.
CoinDesk · Jun 2026
Japan’s financial regulator approved RLUSD as an electronic payment instrument, enabling distribution through SBI VC Trade to institutional and retail users.
Ripple · Nov 2025
130 jobs at Ripple
Customers
Competitors
Ripple announced a $200 million acquisition of Rail to expand stablecoin-powered payments and virtual-account infrastructure.
Ripple’s disclosed strategic investment and valuation are highly exposed to the digital-asset market and XRP-linked economics; the company remains private and has pursued aggressive acquisitions.
SourceRipple announced a $500 million strategic equity investment led by Fortress and Citadel Securities at a $40 billion valuation, alongside continued expansion through acquisitions.
Business Wire · Apr 2025
Ripple announced a $1.25 billion acquisition of Hidden Road, expanding into global multi-asset prime brokerage, clearing and financing.
Dec 2019
Sep 2016 · SBI Investment
Oct 2015 · Santander InnoVentures
Nov 2013
Apr 2013