Foundations by Axented · Jun 2024
Profile article describing Pideaky's AI-powered inventory-based lending, Monterrey HQ, founders, and market rationale.
We help offline LatAm SMBs manage and accelerate their cash-flow
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Pideaky (also branded as Pagaky) is a Monterrey-based YC S21 fintech for offline LatAm SMBs, especially Mexican corner shops and their suppliers. It combines inventory-based lending with payment, collections, and reconciliation automation to help merchants manage cash flow and access capital.
Primary product
AI-powered inventory-based lending and collections/reconciliation platform for offline SMBs
Founded
2021
Headquarters
Monterrey, Nuevo León, Mexico
Team size
10-20
Work style
Flexible
Industry
Fintech
Sub-industry
SMB lending and payments/collections automation
Offices
Banco Central 4801, Col. Plutarco Elías Calles, Monterrey, Nuevo León, Mexico
Monterrey, Nuevo León, Mexico
Business model
B2B fintech
SMB lending
SaaS
payments/collections software
Funding
Stage
pre-seed
Total raised
$125K
Latest round
Pre-seed · Aug 2021
Latest amount
$125K
Aug 2021 · Y Combinator
People & investors
Leadership
Founder & CEO
Co-founder & CTO
Founder
Julien Dupe
Partner / Investor
Work & culture
Founder-led and mission-driven, with a strong focus on serving offline merchants in Mexico/LatAm. Public sources describe the company as actively hiring and expanding across the region, after operating in stealth before its 2024 public launch.
Work style
Flexible
Compensation
No public salary bands or equity packages were found. A third-party employer snippet surfaced a weak compensation signal (1.0/5.0 compensation rating from 1 review), so public compensation evidence is limited.
Product & market
Pricing
Not publicly disclosed; appears to combine software plus financing economics.
Differentiators
- —Inventory-photo/video underwriting using AI and computer vision
- —Combines lending with collections, reconciliation, and payment automation
- —Targets offline corner shops and suppliers in LatAm
- —Uses a broad cash-payment network in Mexico (17,000+ points)
Technology
PHP
Laravel
MySQL
JavaScript
jQuery
HTML/CSS
Bootstrap
Postman
AI
computer vision
Customers
offline LatAm SMBs
Mexican corner shops
corner shop suppliers
small merchants in Mexico and LatAm
Competitors
KredFeed
Luzverde
traditional SME lenders
Scale & contact
Estimated revenue
≈$330K ARR (estimated, 2025)
Estimated monthly visits
345
Traffic estimate as of Jul 2026
Latest news
Y Combinator · May 2024
YC launch page announcing Pideaky's inventory-based lending product, its AI underwriting approach, and the company’s public launch after stealth.
LinkedIn · May 2024
Oscar Rydberg announced the public launch, referencing stealth work with Rafael Tejeda Elizondo and the company's YC/Product Hunt presence.
LinkedIn · May 2024
Carlos Tejeda described Pideaky as helping offline LatAm SMBs manage and accelerate cash flow through inventory-based financing and collections automation.
LinkedIn · May 2024
Rafael Tejeda Elizondo shared the company's inventory-photo underwriting workflow and expansion plans for Mexico SMBs.
Jobs and careers at Pideaky
0 jobs at Pideaky
No open positions
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