Paytient

Compensation

Individual compensation ranges were not identified in the researched public sources. Missouri’s Department of Economic Development stated in August 2024 that new jobs associated with Paytient’s Columbia expansion would pay an average wage well above the county average.

Benefits

Pricing

Employer-paid subscription and platform fees, with plans based on purchasing-power limits, employee count, and funding model. Public pricing examples include plans starting around $4.80 per employee per month for smaller employers and $10-$18 per employee per month for certain larger purchasing-power plans, plus possible monthly platform fees. Enterprise, insurer, ASO, and white-label pricing is custom. Employees are generally not charged interest or transaction fees.

Differentiators

• —0% interest and no consumer fees or credit checks
• —Works alongside existing HDHP, PPO, copay, HSA, FSA, and other health-plan designs
• —Members can use the benefit at virtually any provider and across medical, dental, vision, pharmacy, behavioral-health, and veterinary care
• —Flexible repayment through payroll deduction, bank account, debit or credit card, and HSA/FSA funds
• —Employer and plan-operator analytics on utilization, spending categories, and benefit impact
• —Combines a payment card, member application, operational platform, integration support, and data insights rather than offering only point-solution financing
• —Supports employer benefits as well as insurer and PBM infrastructure, including M3P compliance and operations
• —Reported scale of more than $500 million in facilitated personal healthcare spend and coverage touching more than 20 million people or family members

Technology

Customers

Competitors