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PathPilot

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PathPilot

AI platform helping fintech/bank teams scale efficiently

getpathpilot.com
HQ: San Jose, CA, USA
1-10
B2B

Company research

Public company, workplace, funding, and market signals

Overview

PathPilot is a YC-backed AI workflow automation company for lenders and fintechs. It builds specialized AI agents that automate origination, servicing, collections, QA, and compliance, with a control-first, modular approach that plugs into existing systems.

Primary product

AI agents for lending operations

Founded

2024

Headquarters

San Jose, California, United States

Team size

1-10

Industry

Software Development

Sub-industry

AI agents for lending operations / fintech operations automation

Offices

San Jose, California, United States
San Francisco, California, United States

Business model

B2B SaaS
enterprise software
demo-led custom contracts

Funding

Stage

Seed

Total raised

$625K

Latest round

Seed · Jun 2025

People & investors

Leadership

Victor Laguna

CEO, Founder

David Altman

Head of AI, Founder

Investors

Alaya Capital
Y Combinator

Work & culture

Public materials emphasize a fintech-focused, compliance-aware, reliability-first culture. The company highlights machine-learning, banking, and financial-innovation experience, modularity, and avoiding black-box vendor dependence.

Compensation

A public founding-engineer listing cited roughly $80K-$150K salary plus 0.25%-2.50% equity; no broader compensation policy was publicly posted.

Product & market

Pricing

No public pricing page; demo-led custom enterprise pricing.

Differentiators

  • —Specialized AI agents for lending operations instead of generic chatbots or analytics
  • —Automates high-volume workflows across origination, servicing, collections, and QA
  • —Modular framework lets internal teams extend, customize, and eventually own the system
  • —Integrates with existing lender systems, policies, and data
  • —Designed for regulated financial workflows with compliance and auditability emphasis

Technology

React
TypeScript
Python
LLMs
LangChain
LlamaIndex
WhatsApp integrations
voice
chat
email
Slack
CRM integrations
call center integrations
web forms
underwriting systems
identity systems
fraud systems

Customers

consumer lenders
fintech lenders
BNPL providers
embedded lending platforms
collections organizations
banks
credit unions
neobanks
TuKompa

Competitors

Proximitty
Veritus
Rocketable
Zolvo

Scale & contact

Estimated revenue

≈$330K ARR (third-party estimate)

Estimated monthly visits

1.4K

Traffic estimate as of Jul 2026

contact@getpathpilot.com

Latest news

Today, we’re launching PathPilot Agents for Lending

PathPilot Agents on LinkedIn · Jul 2026

Official launch post for PathPilot Agents for Lending; it says the product supports origination, servicing, collections, and quality, and is already working with lenders across the U.S. and Latin America.

Launch YC: PathPilot - AI Platform for Lenders

Y Combinator · Jul 2026

YC launch write-up describing PathPilot’s modular AI agents for lending operations and its focus on reducing headcount growth as loan volume scales.

Proud to partner with TuKompa to help power the next phase of inclusive lending in Peru

PathPilot Agents on LinkedIn · May 2026

Announces a TuKompa partnership and frames it as automating a fully AI-enabled credit platform for inclusive lending in Peru.

We’ve joined NVIDIA Inception

PathPilot Agents on LinkedIn · Apr 2026

Announces PathPilot’s acceptance into NVIDIA Inception and reiterates its focus on QA, compliance, and follow-up workflows for fintech operations.

PathPilot is a team of 2. We’re growing revenue building AI agents for lending companies

Victor Laguna on LinkedIn · Feb 2026

Founder post stating the company is a small team growing revenue and using coding agents to stay lean while serving lending customers.

AboutBlogDavid Altman LinkedInFounding engineer job listingLinkedIn companyVictor Laguna LinkedInWebsiteX / TwitterY Combinator company pageYC launch
SourcesOfficial websiteAbout pageBlogLinkedIn company pageY Combinator company pageY Combinator launch pageVictor Laguna LinkedInDavid Altman LinkedInDigitalHire job listingGetLatka revenue estimate

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