Commercial insurance brokerage run by AI agents. Scales like software.
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Panta is a San Francisco-based AI-native commercial insurance brokerage for hard-to-place surplus-lines/E&S risks. It combines licensed brokers with AI/workflow automation to speed submissions, follow-ups, servicing, and carrier matching for construction, logistics, manufacturing, trucking, hospitality, and other specialty industries.
Primary product
AI-native commercial insurance brokerage for hard-to-place commercial/E&S coverage
Founded
2025
Headquarters
San Francisco, California, United States
Team size
1-10
Industry
Insurance
Sub-industry
Commercial insurance brokerage / surplus lines (E&S)
Offices
Business model
Small, high-intensity team. Public posts portray a hands-on operator culture: founders are close friends, building and shipping together in San Francisco, with an emphasis on speed, automation, and tackling difficult risks.
Pricing
Broker commissions from carriers; no fee to submit a risk or receive quotes; optional premium-financing through Ascend for some policies.
Differentiators
Technology
Customers
Competitors
Estimated monthly visits
3K
Panta Insurance Services · Jul 2026
Official company announcement of a $5.2M seed round, describing Panta as a technology-enabled commercial insurance brokerage and explaining that its workflows organize submissions, documents, follow-ups, and service work.
LinkedIn · Mar 2026
Founder post highlighting a high-risk placement and describing the company's ability to handle unusual commercial insurance risks.
Founderland · Feb 2026
Independent profile covering Panta's AI-driven brokerage model, early placement examples, customer focus, and the broader thesis behind the startup.
LinkedIn · Jan 2026
Company post celebrating Y Combinator acceptance and describing Panta as an autonomous commercial insurance brokerage.
Y Combinator
YC launch page describing Panta's AI-native brokerage model, OpenClaw agents, Mac Mini infrastructure, licensed-broker oversight, and focus on hard-to-place commercial risks.
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