CoinTrust · Jan 2026
Covers Pana’s use of Alchemy infrastructure for stablecoin remittances, gasless transactions, and scaling across the U.S.-LatAm corridor.
Company research
Public company, workplace, funding, and market signals
Overview
Pana is a Miami-based, Latino/immigrant-focused fintech that offers a U.S. dollar account and banking/remittance app for cross-border money movement between the U.S. and Latin America, with a newer positioning around stablecoin-enabled global accounts.
Primary product
U.S. dollar account and cross-border remittance/banking app
Founded
2021
Headquarters
Miami, Florida, United States
Team size
10-20
Industry
Financial Services
Sub-industry
Neobank / cross-border payments / remittances
Offices
Miami, Florida, United States
Business model
consumer fintech
cross-border payments
neobank / digital banking
remittances
stablecoin-enabled money movement
bundled subscription services
Funding
Stage
Seed
Total raised
$6.4M
Latest round
Seed · Nov 2024
Latest amount
$3M
People & investors
Leadership
Founder & CEO
Chief Technology Officer
Nicolas Redondo
Head of Growth & Marketing
Work & culture
Immigrant- and Latino-centric, bilingual, community-oriented, and built around social trust and cross-border family/friend financial behavior.
Compensation
No public compensation data found.
Benefits
No monthly fees
No minimum balance
No opening deposit
No overdraft fees
Free Pana-to-Pana transfers
Cash deposits at 100,000+ locations
Cash withdrawals via ATMs
Mastercard debit card
Direct deposit
24/7 monitoring
Biometrics / 2FA
Spanish and English support
Phone or video support
Product & market
Pricing
Free transfers between Pana users; fee schedule otherwise not fully public. A bundled Hola Pana starter pack was advertised at $149.99 plus tax.
Differentiators
- —Passport/ID onboarding without an SSN requirement
- —Latino/immigrant-focused product design
- —Social-trust and group-chat-style money movement
- —Stablecoin-enabled cross-border settlement
- —Free Pana-to-Pana transfers
- —Bilingual Spanish/English support
- —Cash-in / cash-out and debit-card access
- —Account-first model rather than one-off remittance
- —Can off-ramp to local banks and cards in Latin America
Technology
Community Federal Savings Bank (banking partner)
Mastercard
Visa / VisaNet
USDC
stablecoins
Alchemy
Privy
Intercom
Statuspage
Cloudflare
Spotify podcast
Notion
Apple Pay
Google Pay
Cash App integration
PayPal integration
Deel integration
Airbnb integration
Patreon integration
Customers
U.S. Hispanics / Latinos
immigrants and newcomers to the U.S.
diaspora communities between the U.S. and Latin America
freelancers
creators
independent workers
people sending remittances to family abroad
people without an SSN or with passport/ITIN onboarding needs
users needing a U.S. dollar account
employers and clients paying cross-border workers
Competitors
Wise
Remitly
Western Union
Zelle
Cash App
PayPal
LemFi
Felix
Pangea
Welcome Tech
Scale & contact
Estimated revenue
$5M-$25M
Estimated monthly visits
341
Traffic estimate as of Jul 2026
Latest news
Privy blog · Dec 2025
Explains Pana’s stablecoin-native architecture, user growth claims, and expansion into embedded financial use cases with banks and partners.
AP News / GetNews syndication · Dec 2025
Announces Pana Global Card and frames the product as replacing traditional remittances with instant access across the U.S.-Latin America corridor.
Jobs and careers at Pana
0 jobs at Pana
No open positions
Check back later for new openings