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Palenca

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Palenca

Payroll API for LatAm

palenca.com
HQ: São Paulo, SP, Brazil; Mexico City, CDMX, Mexico
11-50
B2B

Company research

Public company, workplace, funding, and market signals

Overview

Palenca is a Mexico City-based Latin American income and employment verification platform (“income bureau”) that provides API, widget, and console products for banks, fintechs, and other lenders to verify earnings, reduce risk, and expand credit access across formal, public-sector, independent, and gig workers.

Primary product

Income and employment verification API/platform for LatAm, with a no-code Widget and Console for financial institutions.

Founded

2021

Headquarters

Mexico City, Mexico

Team size

11-50

Industry

Software Development

Sub-industry

Fintech data infrastructure / income verification

Offices

Mexico City, Mexico (HQ)
São Paulo, Brazil

Business model

B2B SaaS
API-based data services
Enterprise data platform

Funding

Stage

Series A

Total raised

$9.1M

Latest round

Series A · May 2026

Latest amount

$4M

People & investors

Leadership

José Carlos Aguilar

Co-Founder & CEO

Pierre Delarroqua

Co-founder & Co-CEO

Antoine N.

Co-Founder CTO

Oscar C.

Head of Legal & Compliance

Mauricio Podoswa

Head of Partnerships

Investors

500 Startups LatAm / 500 Global
Dhow Ventures
Experian Ventures
Foundation Capital
Gilgamesh Ventures
Harvard Management Company
Kima Ventures
Moving Capital
Uncommon Capital
Y Combinator

Work & culture

Public signals suggest a mission-driven, hands-on, founder-led culture focused on financial inclusion, infrastructure building, and fast execution; hiring posts emphasize ‘hands-on’ and ‘foundational’ roles.

Compensation

No official company-wide compensation bands were found. A third-party remote Head of Growth & Revenue listing associated with Palenca showed an indicative range of roughly USD 4,000-12,000/month, but this is not an official Palenca salary policy.

Product & market

Pricing

Enterprise / quote-based API pricing with a free demo or trial account for evaluation

Differentiators

  • —Positions itself as the first income bureau in Latin America
  • —Verifies income and employment for formal, public-sector, independent, and gig workers
  • —Offers three integration modes: API, Widget, and Console
  • —Claims coverage of 50M+ workers and an 83% hit rate
  • —Designed to improve credit risk and underwriting for LatAm financial institutions

Technology

REST API
Widget/embedded web SDK
Console dashboard
Webhooks
Node.js
Google Cloud
Cloudflare CDN
Google Analytics
Google Tag Manager
jQuery CDN
Font Awesome

Customers

banks
fintechs
lending institutions
Kavak
Lana
Borzo
PideDirecto
Clupp
Falabella Soriana Card
Roda

Competitors

The Work Number (Equifax)
Experian / Serasa Experian
Other payroll and employment-verification APIs
Open finance and income-data infrastructure providers

Scale & contact

Estimated revenue

$1M-$10M

soporte@palenca.com

Latest news

Mexican startup Palenca raises $4 million

Contxto · May 2026

Covers the same US$4M financing and describes Palenca’s plan to expand data products and predictive models for income verification across LatAm.

Palenca levanta 4 mdd para hacer visible el ingreso de millones de mexicanos

DPL News · May 2026

Reports Palenca’s US$4M round led by Experian, with Foundation Capital, Gilgamesh Ventures, and Dhow Ventures participating; frames the company as income-verification infrastructure for Mexican credit expansion.

Palenca Raises US$4 Million to Tackle Income Data Gaps in Mexico

Mexico Business News · May 2026

Describes the round, the credit/inclusion problem Palenca targets, and the company’s growth plans and use cases.

Palenca raises from Experian Ventures

LatamList · Apr 2024

Describes the Experian-backed round and Palenca’s planned expansion in Brazil and Colombia.

Exclusive: Experian backs LatAm income verification startup Palenca

Axios · Apr 2024

Reports Experian’s strategic investment in Palenca and notes the company’s aim to help banks access consumer income data to expand credit.

Blog / engineering updatesContact / salesDeveloper docsGitHub organizationLinkedIn companyOfficial site (Brazil)Official site (Mexico)The Org company pageY Combinator jobs
SourcesOfficial site (MX home)Product docsBlogFunding announcement (2022)Experian strategic investment postLinkedIn companyY Combinator jobsGitHub orgCB Insights company profileCB Insights financialsDPL News (2026 round)Axios (2024 investment)

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