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Pagaloop

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Pagaloop

Pay, Get Paid and Extend Cash Flow using your Credit Card as…

pagaloop.com
HQ: Mexico City, CDMX, Mexico; Remote
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 29, 2026

Overview

Pagaloop is a Mexico City fintech/govtech company that started as a credit-card-based cash-flow tool for SMBs and now offers SDK/API infrastructure for government payment collections and other payables.

Primary product

SDK/API infrastructure for government payment collections, plus a credit-card-based cash-flow/payments app

Founded

2020

Headquarters

C. Guillermo Gonzalez Camarena 1100-Piso 5C, Santa Fe, Zedec Sta Fé, Álvaro Obregón, 01210 Ciudad de México, Mexico

Team size

11-50

Industry

Financial Services

Sub-industry

B2B payments / government payments infrastructure

Offices

C. Guillermo Gonzalez Camarena 1100-Piso 5C, Santa Fe, Zedec Sta Fé, Álvaro Obregón, 01210 Ciudad de México, Mexico

Business model

transaction-fee payments platform
commission-based payment processing
installment financing on payments
SDK/API infrastructure for embedded payments

Funding

Stage

Seed

Total raised

$125K

Latest round

Seed · Jun 2021

Latest amount

$125K

Seed

Jun 2021 · Y Combinator

$125K

People & investors

Leadership

Gerardo Briones

Founder & CEO

Carlos Cruz

Co-founder & Chief Technology Officer

Luis Fernando Dosal G

Chief Financial Officer

Founders

Alejandro Servín Valencia

Founder & COO

Investors

Nazca Ventures
Vast Ventures
Y Combinator

Work & culture

Public signals suggest a small, founder-led team with an engineering-heavy, integration-first culture focused on compliance, security, and shipping payment rails quickly. No explicit employee-benefits or careers page was found.

Product & market

Pricing

4.7% commission plus VAT on each payment order, with additional variable interest for installment plans

Differentiators

  • —Government-payment SDK/API infrastructure
  • —71+ active municipal endpoints in CDMX
  • —Multi-rail support for card, SPEI, and cash
  • —Installment payments and loyalty/rewards support
  • —Real-time reconciliation and antifraud tooling
  • —Partners do not need to build direct government integrations themselves
  • —No underwriting risk retained by Pagaloop

Technology

HTML/JavaScript SDK
REST API
webhooks
real-time reconciliation
tokenization
PCI-DSS
RSA encryption
3DS/SayKey
fraud monitoring
SPEI
card payments
cash payments
.NET Core
Python
FastAPI
AWS
microservices

Customers

SMBs in Mexico and Latin America
business owners and entrepreneurs
individuals paying rent, tuition, suppliers, or payroll with credit cards
fintechs, ERPs, wallets, and payment platforms embedding payment flows
Mexican government / municipal payment flows

Competitors

PayIt
PromisePay
Invoice Cloud
MoneyGram
Claro Pay

Scale & contact

Estimated revenue

USD 2M-3.5M ARR

Estimated monthly visits

8.4K

Traffic estimate as of Jan 2026

hola@pagaloop.com+52 55 2300 0380

Latest news

Introducing Pagaloop Connect

LinkedIn · Jun 2025

Founder post announcing Pagaloop Connect as SDK/API infrastructure for embedded B2G payment acceptance, with 71+ live government integrations in CDMX.

Unlocking Cash Flow: How Pagaloop Helps Small Businesses Thrive

Mexico Business News · Feb 2025

Explains Pagaloop’s origin story, founder motivation, compliance approach, and push toward government-payment infrastructure and partnerships in Mexico.

Unlimit and Pagaloop Partner to Simplify Expense Management for Mexican SMBs

Unlimit · Nov 2024

Announces a partnership to strengthen Pagaloop’s card-processing capabilities and expand support for SMB expense management in Mexico.

Unlimit and Pagaloop Form Business Expense Management Pact

PYMNTS · Nov 2024

Covers the Unlimit partnership and Pagaloop’s use case for paying suppliers, payroll, rent, and other expenses with credit cards and installments.

Unlimit and Pagaloop partner to simplify expenses for SMBs in Mexico

The Paypers · Nov 2024

Notes Pagaloop’s SMB expense-management platform, investor backing, and the partnership’s focus on card acceptance and cash-flow support.

App StoreBlogGovernment integrations / convenio pageInstagramLinkedIn company pageOfficial websiteProduct/app pageSupport/contactTerms and conditionsX / Twitter
SourcesOfficial homepageApp pageBlogTerms and conditionsGovernment agreement pageSupport/contact pageY Combinator company profilePagaloop LinkedIn company pageThe Org company pageUnlimit press releasePYMNTS articleMexico Business News articleThe Paypers articleFinancial IT articleForbes México article

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