Flagright · Sep 2025
OWNY said it will use Flagright for real-time transaction monitoring, AML screening, risk scoring, and case management across its capital and banking platform.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
OWNY is a U.S.-based fintech and payments infrastructure company (formerly RealtyBits) that provides an API-first portal for managing private capital, treasury, and cross-border payments, with embedded compliance and bank connectivity.
Primary product
An API-first capital, treasury, and payments portal for private funds, SAFEs/notes, multi-currency accounts, and cross-border bank/payment rails.
Founded
2019
Headquarters
Palo Alto, California, United States
Team size
1-10
Work style
Remote
Industry
Financial Services
Sub-industry
Fintech / payments infrastructure / treasury management
Offices
Palo Alto, California, United States
San Francisco, California, United States
Business model
B2B software
financial infrastructure
API platform
payments infrastructure
Funding
Stage
Seed
Total raised
$1.1M
Latest round
Seed VC · Sep 2022
Latest amount
$1M
Sep 2022
Jul 2018 · Y Combinator
People & investors
Leadership
CEO, Co-Founder
Co-founder CTO
Chief Technology Officer Partner
Work & culture
Hiring materials describe a fast-paced, continuously changing environment that favors self-starters who like to take charge and build across AI, fintech, and blockchain.
Work style
Remote
Visa sponsorship
No
Compensation
Public YC job posts show engineering salary bands of $75K-$180K and $80K-$140K, with equity mentioned on some roles; a business-development role was also listed publicly with a $3K-$5K range.
Benefits
Remote (US) roles
Equity compensation
Public salary bands on some YC job posts
Product & market
Pricing
Not clearly published on the official site; third-party listings describe a subscription-style product starting around $49/month, while the company also surfaces some free tools in YC materials.
Differentiators
- —API-first infrastructure
- —ISO 20022-native integrations
- —direct USD accounts at top-tier U.S. banks
- —real-time payments and sub-5-second settlement
- —embedded compliance engine with sanctions screening and audit trails
- —multi-currency treasury support
- —white-label portal for funds, SAFEs, and notes
- —tokenized deposits beta
Technology
REST API
ISO 20022
SWIFT
SEPA
ACH
Fedwire
RTP
AWS
Node.js
React
ES6
PostgreSQL
DynamoDB
Aurora
Lambda
ECS/Fargate
CloudFormation
CDK
serverless
Docker
Customers
financial institutions
private equity and venture funds
startup founders
asset issuers
treasury and finance teams
Competitors
Modern Treasury
FIS
Fidelity Investments
S&P Global
Scale & contact
Estimated revenue
around $1M ARR (2024 estimate)
Estimated monthly visits
354
Traffic estimate as of Jun 2026
Latest news
Fintech News Singapore · Sep 2025
A fintech news roundup on OWNY's move to centralize AML monitoring and reporting using Flagright.
RegTech Analyst · Sep 2025
Covers OWNY's compliance partnership with Flagright and quotes OWNY leadership on stronger controls and less engineering overhead.
Shufti Pro · Jan 2023
Earlier Owny/RealtyBits-era coverage of an ID verification partnership aimed at reducing fraud in Italy's used-vehicle payments market.
TechCrunch · Aug 2018
Background on the YC Summer 2018 batch that Owny/RealtyBits participated in.
Jobs and careers at OWNY
0 jobs at OWNY
No open positions
Check back later for new openings