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OneFin

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OneFin

Shopify for Financial Services

onefin.in
HQ: Bengaluru, KA, India
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 30, 2026

Overview

OneFin is an Indian B2B fintech software company that sells lending infrastructure to banks, NBFCs, small finance banks, fintech lenders, and microfinance/P2P players. Its core offering is an AI-enabled, low-code platform for loan origination, loan management, collections, accounting, reconciliation, and co-lending workflows.

Primary product

AI-powered loan origination and loan management platform for banks and NBFCs

Founded

2016

Headquarters

Koramangala, Bangalore, India

Team size

51-200

Work style

Flexible

Industry

Financial Services

Sub-industry

Financial Services Software

Offices

Koramangala, Bangalore, India (HQ)
United States

Business model

B2B SaaS
enterprise software
implementation/customization services

Funding

Stage

Seed

Latest round

Seed · Jan 2020

Seed

Jan 2020 · Musha Ventures

Series Unknown / Seed

Mar 2017 · Y Combinator

People & investors

Leadership

Pratish Gandhi

Founder / CEO

Abhash Anand

Co-Founder / CTO

Harshit Vaishnav

Co-founder & Head of Product

Investors

Khosla Ventures
Musha Ventures
Y Combinator

Work & culture

The public materials describe a collaborative, mentoring-heavy culture with flexibility, experienced fintech operators, and a bias toward shipping configurable product for lenders.

Work style

Flexible

Compensation

Public hiring posts show Python Developer compensation at 10-12 LPA and Talent Acquisition Specialist compensation at 4 LPA; no broader salary bands were publicly disclosed.

Benefits

food coupons
travel allowances
upskilling assistance
twice-yearly appraisals/bonuses

Product & market

Pricing

Custom enterprise pricing / demo-led quote model

Differentiators

  • —Low-code, highly configurable lending workflows
  • —Unified LOS + LMS + collections + accounting stack
  • —API-first integrations and real-time connectivity
  • —Supports co-lending and regulatory workflows
  • —Cloud-based, multi-tenant deployment
  • —White-labeled / customizable journeys

Technology

low-code configurable workflows
API-first architecture
cloud-based SaaS
AI/ML underwriting
credit scoring and fraud detection
multi-tenant architecture
integrations for NACH, UPI, payment gateways, eSign, KYC, and accounting

Customers

banks
NBFCs
small finance banks
fintech lenders
microfinance institutions
P2P platforms

Competitors

FinBox
nCino
OPLinnovate
Perfios
Peach Finance
Knight FinTech
Casca
Loan Street

Scale & contact

Estimated revenue

₹10 Cr–₹50 Cr (FY2025 estimate)

Estimated monthly visits

46K

partnerships@onefin.in

Latest news

RBI's FSR June 2026: The Signals Beneath the Stable Headline

OneFin blog · Jul 2026

OneFin argues the RBI’s June 2026 Financial Stability Report highlights entity-level stress divergence, bank-NBFC interconnectedness, and cyber readiness gaps; it frames its platform as helping lenders monitor early warning signals, ECL modeling, and operational resilience.

India's Green Lending Push: The Platform Readiness Question

OneFin blog · Jun 2026

Explains how green lending, co-lending, and multi-product workflows require configurable infrastructure; OneFin cites a case where its platform helped a green NBFC scale EV and rooftop-solar lending.

The Bihar MFI Bill: Regional Regulation, National Stakes

OneFin blog · Apr 2026

Discusses the Bihar MFI Bill and the operational changes lenders would need; OneFin positions its LOS as configurable for state-specific workflows and real-time bureau checks.

India's New ECB Framework: What It Actually Means for Mid-Market Lenders

OneFin blog · Mar 2026

Analyzes RBI’s revised ECB framework and how it could affect secured lenders; OneFin emphasizes documentation, offshore funding readiness, and lender workflow changes.

RBI's DLG-ECL Clarification: When Cash Guarantees Finally Count

OneFin blog · Feb 2026

Covers RBI’s clarification on factoring fully funded default loss guarantees into ECL provisioning, and says OneFin’s platform supports dynamic DLG tracking and provisioning.

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