Public company, workplace, funding, and market signals
Updated Aug 5, 2026
Nubank (Nu Holdings Ltd.; NYSE: NU) is a Latin American, mobile-first digital financial-services platform founded in Brazil. It uses proprietary technology, data science and low-cost digital distribution to provide banking, credit, payments, investments and related services to consumers and businesses across Brazil, Mexico and Colombia; it reported 131 million customers at December 31, 2025.
Primary product
The Nubank mobile financial-services platform: digital account, credit cards, Pix/payments, loans, savings/investments, insurance and business (“Nu Empresas”) products.
Founded
2013
Headquarters
São Paulo, São Paulo, Brazil
Team size
10,000+
Industry
Financial services
Sub-industry
Digital banking / fintech
Offices
Business model
Stage
Public company / post-IPO financing
Total raised
$4.2B
Latest round
Post-IPO Debt · Jan 2023
Jan 2023
Feb 2022 · Berkshire Hathaway
Dec 2021
Oct 2018 · Tencent
Oct 2018 · Tencent
Jan 2013 · Sequoia Capital
Leadership
David Vélez
Founder, Chief Executive Officer and Chairman
Guilherme Lago
Chief Financial Officer
Livia Chanes
CEO, Brazil and Latin America
Founders
Cristina Junqueira
Co-founder
Edward Wible
Co-founder; CTO at founding
The company describes a customer-obsessed, human-centric and mission-driven culture focused on fighting complexity, challenging the status quo, ownership, diverse teams, innovation and smart efficiency. It reports employees from more than 50 nationalities. Specific benefits were not sufficiently disclosed in the reviewed public sources.
Compensation
Public filings describe compensation and equity programs at a high level, but no reliable standardized salary bands were identified. Publicly available employee-review/job-market data should be treated as directional rather than company-wide.
Pricing
Freemium/low-fee digital account and payments model, monetized primarily through interest income, credit products, card economics and fees for selected products or services; pricing varies by market and product.
Differentiators
Technology
Customers
Competitors
Estimated revenue
Approximately US$15.8B–US$16.3B for FY2025, depending on the company reporting presentation; the SEC 20-F reports US$15.8B and the FY2025 earnings release reports US$16.3B managerial revenue.
Nu Holdings signed an agreement to acquire 100% of Banco Porto Real de Investimentos to obtain a Brazilian banking license and comply with naming/regulatory requirements; completion remains subject to Central Bank approval.
SourceNubank announced a restructuring of its Brazil operations area involving 296 eliminated positions, with some employees reassigned internally.
SourceNubank filed for a U.S. national bank charter and received conditional OCC approval in January 2026, creating execution and regulatory-compliance exposure as it expands internationally.
SourceValor International · Jul 2026
The transaction responds to Brazil’s new naming/licensing rules; the company also announced R$45B of planned 2026 investment in Brazil.
SEC filing / Nu Holdings · Jul 2026
Nu agreed to acquire Banco Porto Real, subject to Central Bank approval, primarily to add a banking license; products and customer experience are expected to remain unchanged.
U.S. SEC · Apr 2026
The annual filing reports 131M customers, US$15.8B revenue, US$2.9B net income, 10,027 employees and the company’s technology and geographic footprint.
Nubank Investor Relations · Feb 2026
FY2025 revenue was reported at US$16.3B in the managerial presentation, with 131M customers, US$2.9B net income, 17M net additions and 33% ROE.
122 jobs at Nubank