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Nova Credit

Nova Credit logo

Nova Credit

Bridging a world of consumer-permissioned credit data

novacredit.com
HQ: San Francisco, CA, USA
51-200
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Aug 16, 2026

Overview

Nova Credit is a credit infrastructure and analytics company and consumer reporting agency (CRA) that helps businesses make credit and risk decisions using alternative and consumer-permissioned financial data.

Primary product

Nova Credit Platform, including Cash Atlas™, Credit Passport®, Income Navigator, and related analytics/compliance infrastructure

Founded

2016

Headquarters

San Francisco, California, United States

Team size

51-200

Industry

Financial Services

Sub-industry

Credit infrastructure / credit analytics / alternative data underwriting

Offices

San Francisco, California, United States

Business model

B2B SaaS
data/analytics platform
enterprise financial services infrastructure

Funding

Stage

Series D

Total raised

$159.4M

Latest round

Series D · Oct 2025

Latest amount

$35M

Series D

Oct 2025 · Socium Ventures

$35M

Series C

Oct 2023 · Canapi Ventures

$45M

Series B

Feb 2020 · Kleiner Perkins

$50M

Seed / early funding

Y Combinator

People & investors

Leadership

Misha Esipov

Co-Founder and CEO

Collin Galster

COO

Yacine Azmi

CTO

Nicole Newlin

Chief Customer Officer

Chris Hansen

GM, Cash Atlas Solutions

Cloris Guo

Director, Strategic Partnerships (Product & GTM)

Tyrone Chen

Director of Software Engineering

Marcos Santiago

Director Information Security

Katie McNally

Director, Demand Generation and Field Marketing

Brian Nafzinger

Director, Data Science Consulting

Danny Ramkhelawan

Head of Finance

Ryan Nier

Former General Counsel, CCO, Head of Infosec, People, and Consumer Operations

Tuvia Peretz

Former General Counsel

Suna Hafizogullari

Former Sr. Director, Head of Data Science for Credit Passport

Investors

Alex Rodriguez
Ashton Kutcher
Avid Ventures
Canapi Ventures
Cox Enterprises
Gaingels
General Catalyst
Geodesic Capital
Guy Oseary
Harmonic Growth Partners
Index Ventures
Kleiner Perkins
National Bank of Canada’s corporate venture capital arm
NAVentures
Nyca Partners
Radiate Capital
Socium Ventures
Sound Ventures
The Edge
Y Combinator

Work & culture

Public sources emphasize mission-driven, compliance-heavy, high-growth fintech work around responsible lending and financial inclusion. Public review data indicates strong ratings for compensation and culture, but no official detailed culture/benefits page was surfaced in the search results.

Compensation

No official compensation bands were found in primary sources. Public employee-review signals suggest compensation is viewed positively (review aggregate cited by Exa), and open roles indicate hiring across engineering, product, legal, partnerships, finance, and recruiting.

Product & market

Pricing

Enterprise B2B contracting / platform licensing; pricing not publicly disclosed

Differentiators

  • —Consumer Reporting Agency (CRA) status with compliance framework
  • —Combines alternative data, analytics, and FCRA-compliant workflows
  • —Multi-product platform spanning cross-border credit, cash flow underwriting, and income verification
  • —Strong enterprise adoption across banking, fintech, property management, telecom, and automotive
  • —Partnership-heavy data connectivity approach

Technology

Python
TypeScript
React
JavaScript
PostgreSQL
SQL
Databricks
Terraform
Docker
Ansible
Grafana
Datadog
Splunk
Salesforce
Zendesk
Mixpanel
Slack
Greenhouse
Lever
QuickBooks

Customers

HSBC
RBC
SoFi
Scotiabank
AppFolio
Yardi
American Express
Verizon
PayPal
JPMorganChase
Chase
MoneyLion
Imprint
Entrata
MRI Software

Competitors

Plaid
Argyle
Experian
Equifax
TransUnion
Sardine
Socure
TruLuv?
핀?
Truework

Scale & contact

Estimated revenue

$1M-$10M (public estimate)

Estimated monthly visits

323.4K

Traffic estimate as of Jun 2026

Latest news

Nova Credit Raises $35M Series D to Accelerate Cash Flow Underwriting Revolution

Business Wire · Oct 2025

Nova Credit announced a $35M Series D led by Socium Ventures.

PayPal Selects Nova Credit to Power U.S. Cash Flow Underwriting

Business Wire · Sep 2025

PayPal selected Cash Atlas to incorporate cash flow underwriting across its consumer credit portfolio.

Nova Credit Cash Flow Solutions to be Utilized by Chase

Business Wire · Sep 2025

Chase selected Nova Credit’s Cash Atlas and Credit Passport products to improve cash flow underwriting and international credit decisioning.

Nova Credit and SoFi Expand Multi-Year Relationship with Cash Flow Underwriting Capabilities

Business Wire · Oct 2024

SoFi expanded its relationship with Nova Credit to use Cash Atlas for loan underwriting.

Nova Credit and Akoya Announce Partnership to Enable Access to Cash Flow and Income Analytics

Business Wire · Sep 2024

Nova Credit and Akoya partnered to help lenders deploy cash flow and income analytics.

About / team signalsBusiness solutionsCareersCorporate blogLinkedIn company
SourcesNova Credit homepageNova Credit Series C announcementNova Credit Series D announcementAkoya partnership announcementBusiness Wire: Series CBusiness Wire: Series DTechCrunch Series C coverageExa company profile

Jobs and careers at Nova Credit

8 jobs at Nova Credit

Staff Product Manager, Property Management

On-site
Product
New York, NY; New York, New York, United States
1mo ago
On-site
Full-time
Apply

Senior Deployment Lead

On-site
Go-to-Market
New York, NY; New York, New York, United States
1mo ago
On-site
Full-time
Apply

Senior Solutions Architect, Partnerships

On-site
Go-to-Market
New York, NY
1mo ago
On-site
Full-time
Apply

Growth Marketing Lead

On-site
Marketing
New York, NY
2mo ago
On-site
Full-time
Apply

Senior Strategic Account Manager, Financial Services

On-site
Go-to-Market
New York, NY
6mo ago
On-site
Full-time
Apply

Sr Strategic Account Manager, Consumer Lending

On-site
Go-to-Market
New York, NY
6mo ago
On-site
Full-time
Apply

Senior Product Manager

On-site
Product
New York, NY
6mo ago
On-site
Full-time
Apply

Senior Software Engineer

Remote
Engineering
Remote
8mo ago
Remote
Full-time
Apply

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