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Nirvana Insurance

Nirvana Insurance logo

Nirvana Insurance

nirvanatech.com
HQ: San Francisco, California, United States
200
Finance

Company research

Public company, workplace, funding, and market signals

Updated Aug 16, 2026

Overview

Nirvana Insurance is a San Francisco-based, AI-native commercial insurer focused initially on trucking and commercial fleets. It uses real-time telematics, IoT, machine learning, and safety data to price risk, underwrite policies, improve fleet safety, and modernize claims.

Primary product

Telematics-powered commercial trucking insurance for fleets and owner-operators, including auto liability, physical damage, general liability, motor truck cargo, safety intelligence, underwriting, and claims services.

Founded

2020

Headquarters

595 Market Street, Floor 10, San Francisco, CA 94105, United States

Team size

Approximately 150-200 employees; third-party estimates range from 153 to approximately 200

Work style

Flexible

Industry

Insurance

Sub-industry

Insurtech; commercial trucking and fleet insurance

Offices

San Francisco, California, United States
Columbus, Ohio, United States
New York, New York, United States
Bengaluru, Karnataka, India
Santiago, Chile

Business model

Commercial insurance premiums
Managing general agent / carrier-partner model
Telematics-based risk underwriting
Insurance distribution through agents and brokers

Funding

Stage

Series D

Total raised

$262.2M

Latest round

Series D · Dec 2025

Latest amount

$100M

Series D

Dec 2025 · Valor Equity Partners

$100M

Series C

Mar 2025 · General Catalyst

$80M

Series B

Oct 2023 · Lightspeed Venture Partners

$57M

Series A

Feb 2022 · Lightspeed Venture Partners

$22M

Seed

Jan 2021 · General Catalyst and Lightspeed Venture Partners

$3.2M

People & investors

Leadership

Rushil Goel

Co-founder & CEO

Abhay Mitra

Co-founder & CTO

Alex Carges

Co-founder & Chief Actuary

Molli Langland

VP, Product

Katie Morrow

VP, People Operations

Helen Wey

Head of Finance

Tatiana DeJongh

Director of Business Development

Rishi Swami

Head of Data Science

Neha Raina

Head of Engineering

Investors

Elad Gil
Fidji Simo
General Catalyst
Lightspeed Venture Partners
Sam Hodges
SiriusPoint
Spike Lipkin
Tokio Marine Future Fund
Valor Equity Partners

Work & culture

Nirvana describes itself as collaborative, cross-functional, fast-moving, ownership-oriented, and remote-friendly. Its stated values emphasize team success, accessible leadership, experimentation, humility, and work with meaningful impact. The company operates across the United States, India, and Chile.

Work style

Flexible

Visa sponsorship

Limited

Compensation

Public job postings show U.S. base-salary ranges of approximately $144,000-$240,000 for founding AI and forward-deployed engineering roles and $220,870-$292,000 for a Director of Engineering role. Full-time roles include equity. Third-party H-1B data indicates prior sponsorship activity, but job-specific sponsorship availability is not consistently stated.

Benefits

100% employer-paid healthcare plans
Medical, dental, and vision coverage
Up to 4% 401(k) match
Equity for full-time employees
Paid time off and holidays
Parental leave
Wellness reimbursement
Work-from-home stipend
Life and disability insurance
Company-sponsored events, lunches, and offsites

Product & market

Pricing

Insurance premiums priced using fleet characteristics, historical and real-time telematics, safety data, and driving behavior. Nirvana advertises upfront safety discounts of up to 20%; fleet policies may use pay-for-what-you-drive pricing with no minimum mileage for eligible fleets. Quotes are generally obtained through agents or brokers rather than a public self-service checkout.

Differentiators

  • —Telematics-first underwriting based on billions of miles of real-world driving data
  • —Upfront safety discounts of up to 20% for qualifying fleets
  • —AI-assisted quoting, underwriting, pricing, servicing, and claims workflows
  • —Safety Intelligence Platform included with policies
  • —Usage-based pricing and no-minimum mileage claims for eligible fleet programs
  • —A-rated admitted insurance programs backed by global reinsurers
  • —In-house transportation and claims expertise
  • —Programs for both larger fleets and owner-operators

Technology

Artificial intelligence and machine learning
Real-time vehicle telematics
Internet of Things sensor data
Predictive risk modeling
Dynamic and usage-based pricing
Safety analytics
Automated underwriting workflows
AI-assisted claims processing
FMCSA safety and compliance data
AWS
Python
Scala
Java
TypeScript
JavaScript
React
GraphQL
Docker
Kubernetes
Terraform

Customers

Thousands of U.S. motor carriers and commercial fleets
Owner-operators and non-fleet customers with 1-9 power units
Fleet customers with 10 or more power units
Commercial fleets ranging from single-operator businesses to fleets with more than 500 trucks
Insurance agents and brokers serving trucking and commercial fleet customers

Competitors

Flock
HDVI
Cover Whale
Zego
LogRock
Progressive Commercial
The Hartford
Travelers
GEICO Commercial
INSHUR

Scale & contact

Estimated revenue

Approximately $1M-$10M based on third-party estimates; Nirvana has not publicly disclosed audited revenue. A separate third-party estimate reports approximately $1.5M annual revenue, which conflicts with other database estimates and should be treated cautiously.

Estimated monthly visits

8.7K

Traffic estimate as of Jun 2026

Latest news

Nirvana Raises $100 Million Series D to Further Redefine Trillion-Dollar Industry

PR Newswire · Dec 2025

Nirvana announced a preemptive $100M Series D led by Valor Equity Partners, with General Catalyst and Lightspeed participating. The financing reportedly valued the company at $1.5B and is intended to expand its AI-powered insurance operating system and telematics-based products.

Exclusive: AI Insurance Startup Nirvana Nearly Doubles Valuation To $1.5B with $100M Series D

Crunchbase News · Dec 2025

Crunchbase reported the Series D valuation, more than $260M in cumulative funding, approximately 200 employees, and customers ranging from owner-operators to fleets with more than 500 trucks.

Nirvana keeps on truckin’ with $80M at $830M valuation for its AI-powered insurance

TechCrunch · Mar 2025

Nirvana raised an $80M Series C led by General Catalyst with Lightspeed and Valor participating. The article described telematics-based underwriting, more than $100M in premiums under management, usage-based pricing, and AI tools for underwriting and claims.

Nirvana Insurance Reaches a new Milestone - adds MS Transverse as additional capacity

PR Newswire · Oct 2024

Nirvana announced a capacity partnership with MS Transverse, part of MS&AD Insurance Group Holdings, alongside continued capacity from an A+ rated global reinsurance panel.

Nirvana Secures $57M in Series B Funding to Expand Its IoT-based Commercial Insurance Platform and AI-Powered Safety Program for Fleets

PR Newswire · Oct 2023

Nirvana announced a $57M Series B led by Lightspeed, with General Catalyst and Valor participating. The funding was earmarked for AI, IoT, customer service, underwriting, product development, and expansion.

About / teamCareersCompany blogEngineering blogFounder Abhay Mitra LinkedInFounder Rushil Goel LinkedInLinkedIn companyOpen rolesWebsiteX / Twitter
SourcesNirvana official websiteNirvana About pageNirvana careersNirvana open jobsNirvana AI at NirvanaNirvana agents and broker pageNirvana Safety Intelligence PlatformNirvana LinkedIn company pageLightspeed founder and company profilePR Newswire Series D announcementCrunchbase News Series D coverageTechCrunch Series C coveragePR Newswire Series B announcementNirvana H-1B dataNirvana traffic and company data via Exa organization profile

Jobs and careers at Nirvana Insurance

6 jobs at Nirvana Insurance

Senior Product Manager

Remote
R&D
Remote; USA
1mo ago
Remote
Full-time
Apply

Strategic Finance Manager

On-site
Finance
New York, NY; New York, New York, United States
1mo ago
On-site
Full-time
Apply

Senior Software Engineer - Cloud Infrastructure Platform

On-site
Engineering
Bangalore; Bangalore, Karnataka, India
1mo ago
On-site
Full-time
Apply

Chief of Staff

On-site
Strategy & Operations
San Francisco, CA; San Francisco, California, USA
1mo ago
On-site
Full-time
Apply

Strategic Finance Manager

On-site
Finance
San Francisco, CA; San Francisco, California, USA
2mo ago
On-site
Full-time
Apply

Sr Manager, Corporate Development

On-site
Strategy & Operations
San Francisco, CA; San Francisco, California, USA
4mo ago
On-site
Full-time
Apply

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