Liquidity · May 2026
NALA announced up to $50M in credit financing via Liquidity/Mars Growth Capital to fund expansion, product development, and operational scaling without equity dilution.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
NALA is a fintech/payments company building cross-border money movement for the African diaspora and emerging markets. Its consumer product is a multi-currency money transfer app; its business product is Rafiki, a B2B payments/stablecoin infrastructure API for payouts, collections, and settlement into Africa and beyond.
Primary product
NALA consumer cross-border money transfer app and Rafiki B2B payments/stablecoin API
Founded
2021
Headquarters
Mirage Towers, Tower 2, Floor 8, Nairobi, Kenya
Team size
51-200
Work style
Hybrid
Industry
Financial Services
Sub-industry
Cross-border payments / fintech infrastructure / stablecoin payments
Offices
Nairobi, Kenya
Hoboken, New Jersey, United States
London, United Kingdom
Amsterdam, Netherlands
Toronto, Canada
San Francisco, United States
Business model
Consumer cross-border remittance and multi-currency account
B2B payments infrastructure/API (Rafiki)
Stablecoin settlement and liquidity rails
International money transfer fees / FX spread
Funding
Stage
Series A + debt financing
Total raised
$100.5M
Latest round
Credit facility · May 2026
Latest amount
$50M
Credit facility / debt financing
May 2026 · Liquidity (through Mars Growth Capital)
Jul 2024 · Acrew Capital
Jan 2022 · Amplo
Jan 2019 · Accel
People & investors
Leadership
Founder & CEO
Co-founder & CTO
Co-founder & COO
Work & culture
Mission-driven and customer-obsessed, with an ownership mindset. The team spans 18 countries and emphasizes fast execution, cross-border collaboration, and shared rituals like Sarabi and monthly socials.
Work style
Hybrid
Compensation
No public salary bands were disclosed in the sources reviewed. Public job posts mention a competitive equity offer and show strong employee-review compensation sentiment, but exact pay is not published.
Benefits
35 days off
Birthday leave
Learning budget ($1000/year)
Enhanced parental leave
Global WeWork access
Hybrid working
Free coffee
Monthly socials
Sarabi team lunches/snacks
Office pool and table tennis
Enhanced sick pay
Product & market
Pricing
Not publicly disclosed; appears to be transaction fees and FX spread for consumer transfers, with API/platform pricing for B2B infrastructure.
Differentiators
- —Direct integrations with banks and mobile money providers
- —Rafiki single-API payments infrastructure
- —Stablecoin-based settlement and liquidity rails
- —Focus on emerging markets, especially Africa and Asia
- —Claims faster, cheaper, and more reliable cross-border transfers
- —Regulated/local-partner operating model across regions
- —Deep bank and mobile-money coverage in Africa
Technology
Go
gRPC
Dart
Flutter
TypeScript
React
PostgreSQL
Kafka
Redis
AWS
Terraform
Vault
Docker
Python
GraphQL
RabbitMQ
Snowflake
Databricks
Amplitude
Stripe
Customers
Individuals in the UK, US, and EU sending money to Africa and Asia
African diaspora customers
Global payroll providers
Remittance companies
Banks and financial institutions
Cross-border business payment customers
Competitors
Wise
Remitly
WorldRemit
dLocal
Airwallex
Flutterwave
Cellulant
Onafriq
Sendwave
TransferGo
Scale & contact
Estimated revenue
USD 10M-20M estimated (public LinkedIn/company-profile estimate; annual revenue listed as $18.9M)
Latest news
NALA blog · Apr 2026
NALA announced a strategic partnership with MoneyGram to use NALA's licensed stablecoin on- and off-ramp infrastructure (Rafiki) for faster cross-border payouts into emerging markets across Africa and Asia.
TechCrunch · Jul 2024
TechCrunch reported NALA's $40M Series A led by Acrew Capital and noted the company's plans to expand its B2B payments platform Rafiki and scale into Asia and Latin America.
TechCrunch · Mar 2024
TechCrunch described NALA's move to build Rafiki after reliability issues on third-party rails, highlighting direct bank/mobile-money integrations and B2B payments into and out of Africa.
TechCrunch · Jan 2022
TechCrunch covered NALA's $10M seed round led by Amplo, with Accel, Bessemer Partners, DFS Lab, and angels, and noted the 2021 pivot from local money transfers to international remittances.
Jobs and careers at NALA
0 jobs at NALA
No open positions
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