Layoff
Apr 2023N26 announced a 4% headcount reduction, eliminating 71 roles, citing strategic focus and changes in the global business landscape.
SourceCompany research
Public company, workplace, funding, and market signals
Updated Aug 5, 2026
Overview
N26 SE is a Berlin-founded, BaFin-regulated European digital bank offering mobile-first everyday banking and adjacent savings, investing, credit, insurance, crypto and lifestyle products. It serves millions of customers across 24 European markets through a full German banking licence.
Primary product
100% mobile current-account and digital-banking platform with Mastercard debit card, payments, savings, investments, credit, insurance, crypto and premium plans.
Founded
2013
Headquarters
Berlin, Germany (Voltairestraße 8, 10179 Berlin)
Team size
Approximately 1,500–1,600 employees; 90+ nationalities (2025–2026)
Work style
Hybrid
Industry
Financial services
Sub-industry
Digital banking / neobank / fintech
Offices
Berlin, Germany
Barcelona, Spain
Madrid, Spain
Vienna, Austria
Paris, France
Milan, Italy
Business model
Freemium current accounts
Paid premium subscriptions (Smart, Go, Metal and market-specific plans)
Interchange and payment economics
Net interest income on deposits and lending
Fees from investments, crypto, transfers and other financial services
Insurance and partner-product commissions
Funding
People & investors
Leadership
Chief Executive Officer / Managing Director
Co-founder; board/transition leadership role after CEO succession
Arnd Schwierholz
Chief Financial Officer / Managing Director
Jochen Klöpper
Chief Risk Officer / Managing Director
Aytac Aydin
Chief Operating Officer / Managing Director
Work & culture
International, product- and technology-led banking culture organized around customer trust, innovation, operational maturity and in-person collaboration. N26 describes a diverse 90+ nationality workforce and a mission to improve people’s relationship with money.
Work style
Hybrid
Visa sponsorship
Limited
Compensation
Public compensation data is incomplete. Levels.fyi reports Berlin software-engineering total compensation of approximately €65K–€113K, with a median near €89K; actual offers vary by level, location, equity and bonus.
Benefits
Employee equity / ESOP participation
Sabbaticals and enhanced time off
Parent and caregiver flexibility
Working-from-abroad support
Business-travel support for fully remote employees
Relocation and immigration support (role/location dependent)
Personal development support
Premium N26 account for employees
Product & market
Pricing
Freemium: free standard account plus paid monthly premium tiers; separate Business plans and fees/terms for selected services.
Differentiators
- —Full German banking licence
- —Mobile-native, branchless experience
- —Single app spanning spending, saving, investing, crypto, credit and insurance
- —European market reach and multilingual operations
- —Simple onboarding and transparent subscription tiers
- —Strong product/technology orientation
Technology
Kotlin
Java
Swift
JavaScript
TypeScript
Python
React
Spring Boot
AWS
Kubernetes
Docker
Scale & contact
Estimated revenue
Approximately €500M–€550M annually; N26 reported €501.6M revenue for FY2025.
Signals & risks
Other
Nov 2021BaFin ordered risk-management remediation, appointed a special commissioner and capped customer acquisition at 50,000 per month; the action followed shortcomings in IT/outsourcing risk management and earlier AML concerns.
SourceOther
Latest news
N26 · Jul 2026
Nathalie Picquot is due to join as CGMO in October 2026 and Marcin Pakulnicki as CTO in September 2026; Timo Meyer and Gino Cordt are due to leave their roles at year-end.
N26 · Jun 2026
FY2025 revenue was €501.6M, gross profit €350.5M and net income €1.6M; revenue-relevant customers reached 5.6M and deposits exceeded €10.5B.
Reuters · Dec 2025
BaFin imposed stricter oversight, a special monitor, extra capital requirements and a Netherlands mortgage restriction after compliance and organisational-control findings.
N26 · Aug 2025
Open Positions
76 jobs at N26
Executive Business Partner
On-site
Corporate Governance
Berlin
Today
On-site
Full-time