Public company, workplace, funding, and market signals
Munify is a stablecoin-powered cross-border neobank for the Middle East/diaspora, offering multi-currency accounts, virtual cards, remittances, and business payment APIs. Public sources conflict on founding year and headquarters, but the company is consistently described as a fintech / financial-services startup focused on borderless money movement.
Primary product
Cross-border neobank and payments platform with multi-currency accounts, USDC-backed virtual cards, remittances, and payout/pay-in APIs for consumers and businesses.
Founded
2024
Headquarters
Dover, Delaware, United States (LinkedIn/company profile; YC also lists Orlando, FL)
Team size
10-20
Industry
Financial Services
Sub-industry
Cross-border payments / neobank / stablecoin fintech
Offices
Business model
Stage
seed
Total raised
$6M
Latest round
Seed · Nov 2025
Latest amount
$4.5M
Leadership
Founder & CEO
Head of Commercial and Global Growth (Remittances & Cross-Border Payment)
Chief Compliance Officer & MLRO
Head of Growth
Senior Software Engineer (Founding Team)
Public messaging emphasizes being global by default, fast and instant movement of money, ownership/control of funds, low fees and transparency, and building borderless financial infrastructure for freelancers, remote workers, diaspora users, and businesses.
Pricing
Public pricing is fee-based: free card issuance and account opening, 2.5% FX fee for non-USD card transactions, ACH/wire receive fees on USD accounts, and a 0.1% stablecoin conversion fee. Public pricing for business/API usage is not detailed.
Differentiators
Technology
Customers
Competitors
Estimated revenue
≈US$0.5M–US$1M estimated
Estimated monthly visits
9.2K
Traffic estimate as of Jul 2026
Business Wire · Jun 2026
Munify announced a Circle Payments Network integration to support USDC-powered payouts in the Philippines and said it had raised $6M in seed funding from Y Combinator, 1confirmation, White Star Capital, DCG, BYLD Ventures, and Rebel Fund.
Munify blog · Nov 2025
Official company announcement that Munify received in-principle DFSA approval in the UAE and closed a $4.5M seed round from Y Combinator, White Star Capital, Byld, Rebel Fund, DCG, DFS, and Uncovered Fund.
Disrupt Africa · Sep 2025
Disrupt Africa reported Munify's $3M seed round led by Y Combinator and described the product as a cross-border digital bank for Egyptians abroad.
Wamda · Sep 2025
Wamda reported the $3M seed round, noted the company was founded in 2024, and said the capital would be used to scale engineering, compliance, and market expansion.
TechCrunch · Aug 2025
TechCrunch described Munify as a cross-border neobank for Egyptians abroad and reported a $3M seed round led by Y Combinator, with BYLD and DCG participating.
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