La República · Apr 2026
Covers Monet reaching one million credits to women in Colombia, its Yo Soy M initiative, and the company's positioning as an Open Banking-based inclusion fintech.
Payroll-backed loans and cash advances in Latam
Public company, workplace, funding, and market signals
Monet is a Colombian fintech that offers short-term, low-amount digital credit through a mobile/app/web/WhatsApp flow. It uses Open Banking and positive-only credit bureau reporting to serve people without credit history or with negative bureau marks, including underbanked workers, entrepreneurs, women, and Venezuelan migrants.
Primary product
Short-term, low-amount digital credit / payroll-backed cash advances
Founded
2020
Headquarters
Carrera 11 #82-01 Oficina 602, Centro de Negocios Andino, Bogotá D.C., Colombia
Team size
11-50
Industry
Financial Services
Sub-industry
Fintech / digital lending
Offices
0 jobs at Monet
Check back later for new openings
Business model
Stage
Series A
Total raised
$28.7M
Latest round
Series A · Dec 2025
Latest amount
$24M
Leadership
CEO and President of the Board
Director of Strategy and Financial Inclusion
Head of Finance
Head of Legal Department
Human Resources Director
Head of Artificial Intelligence
Head Of Tech
Founders
Co-founder & CFO
Mission-driven culture centered on curiosity, exploration, research, innovation, humility, and improving lives through financial inclusion.
Compensation
No public salary bands, benefits package, or compensation policy were found on the official site or public profiles.
Pricing
30-day credit line with no remuneratory interest; monetization through activation, administration/handling, service, commission, late-payment, and collection fees.
Differentiators
Technology
Customers
Competitors
Estimated revenue
Approximately $6.3M annual revenue / ARR (estimated)
Estimated monthly visits
452.3K
La República · Apr 2026
Covers Monet reaching one million credits to women in Colombia, its Yo Soy M initiative, and the company's positioning as an Open Banking-based inclusion fintech.
La República · Feb 2026
Reports Monet's launch of microcredits for Venezuelan migrants with PPT, using a digital WhatsApp-based application flow and loans from COP 50,000 to COP 500,000.
Latam Republic · Jan 2026
Describes the Series A closing, nationwide coverage in Colombia, and the company's small-ticket credit product for excluded borrowers.
Contxto · Jan 2026
Covers the combined equity-and-debt round, Monet's low-ticket digital loans, and planned expansion into Mexico plus products for Venezuelan migrants.
LatamList · Dec 2025
Reports Monet's $24M Series A, split between a $4M equity portion led by Comfama Ventures and a $20M asset-backed warehouse line facility from SixPoint Capital Management; notes expansion plans and product work for underserved users.