Other
Apr 2025AM Best affirmed Momento Seguros’ ratings and described the company as having a limited business profile and marginal enterprise risk management, indicating execution and concentration risk despite stable outlook.
SourceBuilding a full-stack auto insurer for the underserved in LatAm
Company research
Public company, workplace, funding, and market signals
Overview
Momento Seguros is a Mexico City-based insurtech and licensed Mexican auto insurer focused on digital-first auto and motorcycle insurance. It aims to make car insurance simpler, more flexible, and more affordable through automated, AI-assisted underwriting, claims, and customer service.
Primary product
Digital-first auto and motorcycle insurance for private light vehicles in Mexico
Founded
2021
Headquarters
Mexico City, Mexico
Team size
50-60 employees
Industry
Insurance
Sub-industry
Insurtech / auto insurance
Offices
Mexico City, Mexico
Paseo de la Reforma 505, Piso 40, Suite B, Colonia Cuauhtémoc, Ciudad de México, México
Business model
Direct-to-consumer digital insurance
Agent/channel partner distribution
Embedded/partner-based insurance via APIs and portals
Funding
People & investors
Leadership
Co-Founder and CEO
Co-Founder
Co-Founder / CMO
Juliana Revuelta López
Director de Finanzas y Operaciones
Liliana Miranda Chavarría
Contador
Alejandro Morales Alfaro
Auditor Interno / Titular de la UNE
Carlos Javier Espinoza Athié
Head of Business Intelligence
Jaime Valerio Castillo
Frontend Lead SR.Frontend II
Nicole Navarro
Design Lead
Emiliano Martínez
Director Nacional de Expansión
Daffne Reyes
Head of Learning & Onboarding
Raul Almanza
Territory Lead - North
Work & culture
Public materials emphasize a startup environment with high autonomy, end-to-end execution, data-driven decision-making, and a mission-oriented culture focused on making insurance simpler, more human, and more digital.
Product & market
Pricing
Flexible monthly, quarterly, and annual plans; pricing starts from MXN 49 per month and is personalized using AI-based risk assessment.
Differentiators
- —AI-driven personalized pricing and risk profiling
- —Fully digital policy, payment, and claims experience
- —Flexible coverage customization and payment cadence
- —Fast claims handling and digital self-service
- —Backed by regulated carrier status and reinsurance support
- —Agent/channel partner distribution plus direct digital sales
Technology
Artificial intelligence
SQL
Python
Flask
JavaScript
TypeScript
Retool
Tableau
GitHub
OpenAI
ML/AI-driven risk scoring
APIs
Dash
Salesforce
HubSpot
Customers
Private car owners in Mexico
Motorcycle owners in Mexico
Drivers in Mexico City and the State of Mexico
Customers in Querétaro, Puebla, Hidalgo, Nuevo León, Morelos, Coahuila, and Tlaxcala
Insurance agents and brokers
Competitors
Guros
Traditional Mexican auto insurers
Digital auto insurance carriers in Mexico
Scale & contact
Estimated revenue
$1M-$10M
Signals & risks
Other
Apr 2025AM Best noted underwriting is concentrated in personal motor business in Mexico City and its metropolitan area, with limited presence in northern states.
SourceLatest news
Contxto · Sep 2025
Reports Momento Seguros closed a US$10.25 million Series A led by Hedosophia and American Family Ventures, with participation from Foundation Capital, Y Combinator, HSCM Ventures, and Clocktower Technology Ventures.
Gunderson Dettmer · Aug 2025
States the Series A was led by Hedosophia and American Family Ventures and highlights Momento’s growth metrics and product positioning.
Momento LinkedIn · Aug 2025
Official company post announcing the Series A and welcoming Hedosophia and American Family Ventures.
AM Best · Apr 2025
Affirms ratings with stable outlook and notes strong balance sheet but limited business profile and marginal ERM.
Official site
Official company history page outlining launch milestones, funding, product positioning, and growth metrics.
Jobs and careers at Momento
0 jobs at Momento
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