Method blog · Jul 2026
Explains Method’s Direct Pay and repayment-certainty positioning, with claims around better debt-consolidation performance and lender outcomes.
Financial connectivity API for consumer liabilities
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Method is a New York-based fintech infrastructure company that provides permissioned connectivity to consumer credit and liability accounts, plus embedded payment rails for refinancing, bill pay, balance transfers, and checkout. It positions itself as a developer-first platform for lenders, fintechs, and consumer-finance apps.
Primary product
Financial connectivity API and embedded payments platform for consumer liabilities (including Direct Pay, Card Connect, Opal, and Portfolio Intelligence)
Founded
2021
Headquarters
New York, New York, United States (148 Lafayette St, New York, NY 10013)
Team size
60-70
Work style
Flexible
Industry
Financial Services
Sub-industry
Fintech infrastructure / consumer liability connectivity
Offices
New York City (Soho)
Austin (The Domain), Texas
Washington D.C. (Bethesda, Maryland)
San Francisco, California
Business model
API-first B2B platform
Usage-based SaaS
Embedded payments infrastructure
Developer tools / integrations
Funding
People & investors
Leadership
Co-founder, CEO
Co-founder, CTO
Co-founder, COO
Director, Product Strategy & Ops
Chief of Staff
Head of Strategic Partnerships
Head of Product Marketing
Head of Sales
General Counsel
Work & culture
Lean, interdisciplinary, high-trust, and action-oriented; the company emphasizes leading by action, moving fast, and taking informed risks.
Work style
Flexible
Compensation
No official salary bands were found on the company site. Public hiring pages emphasize benefits rather than pay bands; third-party job aggregators suggest some roles are in the six-figure range, but those figures are not official.
Benefits
Flexible PTO
$5,250/year student loan contributions
100% covered medical, dental, and vision
401(k)
$1,000 annual learning & development budget
MacBook Pro M4 + $1,000 WFH stipend
Commuter benefits
$750 annual lifestyle stipend
Lunch/coffee in the office
Product & market
Pricing
Usage-based API pricing with per-call fees and monthly minimums.
Differentiators
- —Permissioned, credentialless access to consumer liabilities
- —Phone-number-based authentication / one-auth flow
- —Read-write access plus embedded payment rails
- —Evergreen real-time connections and alerts
- —Focus on debt repayment, refinancing, and liability management
- —Card Connect for wallet/card-linking use cases
- —No sensitive login credentials required
Technology
Python
React
MongoDB
SQL
Stripe
Twilio
Looker
Tableau
Datadog
JavaScript
Java
Postman
Okta
Cloudflare
HubSpot
Salesforce
Marketo
Figma
Drata
Yodlee
Customers
SoFi
Bilt
Aven
Happy Money
Figure
PenFed
FlexCar
Cleo
Sezzle
Competitors
Plaid
MX
Spinwheel
Dwolla
Yodlee
Finicity
Akoya
Salt Edge
TrueLayer
Braintree
Scale & contact
Estimated revenue
$1M-$10M
Estimated monthly visits
19.3K
Traffic estimate as of Apr 2025
Latest news
Method blog · Jan 2026
Launch/update post for commerce use cases, including Card Connect and wallet-linking flows for merchants and rewards networks.
Nasdaq / Business Wire · Dec 2025
Announces a partnership integrating Method’s real-time liability data into MANTL’s loan origination workflow for banks and credit unions.
Business Wire · Jan 2025
Announces the Series B, bringing total funding to about $60M and highlighting Method’s growth in consumer permissioned financial connectivity and customer adoption.
TechCrunch · Jan 2025
Profiles Method’s debt-repayment infrastructure, notes support for millions of users and over $500M in repayments, and explains the Series B raise.
Jobs and careers at Method Financial
10 jobs at Method Financial
Design Engineer
Remote
Engineering, Product & Design
New York, NY
3w ago
Remote
Full-time
Senior Counsel
Remote
G+A
Washington D.C.; Washington, DC, USA
1mo ago
Remote
Full-time
Senior Accounting Manager
Remote
G+A
Washington D.C.
1mo ago
Remote
Full-time
Senior Software Engineer
On-site
Engineering, Product & Design
New York, NY
2mo ago
On-site
Full-time
Solutions Engineer
Remote
Growth
San Francisco, CA
4mo ago
Remote
Full-time
Software Engineer
On-site
Engineering, Product & Design
New York, NY
5mo ago
On-site
Full-time
Solutions Consultant
Remote
Growth
San Francisco, CA
6mo ago
Remote
Full-time
Former Founder
On-site
Future Opportunities
Austin, TX
6mo ago
On-site
Full-time
Enterprise Account Executive, Commerce
On-site
Growth
New York, NY
6mo ago
On-site
Full-time
Enterprise Account Executive
On-site
Growth
New York, NY
6mo ago
On-site
Full-time