LinkedIn / Mitchell Jones · Mar 2024
Announced a partnership with 401K Partners to expand retirement guidance and make Lendtable easier to discover for employees and employers.
We give employees cash advances for their 401k match and ESPP
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Lendtable is a San Francisco-based consumer financial services platform that helps employees capture more of their employer benefits by advancing cash so they can keep contributing to 401(k) matches and ESPP without sacrificing take-home pay.
Primary product
Cash advances / line of credit for maximizing 401(k) employer match and ESPP contributions
Founded
2020
Headquarters
1475 Folsom St., San Francisco, CA 94103, USA
Team size
1-10
Work style
Onsite
Industry
Financial Services
Sub-industry
Employee benefits financing / financial wellness
Offices
1475 Folsom St., San Francisco, CA 94103, USA
Business model
B2C cash-advance financing
B2B employer-benefits partnerships
monthly subscription
profit-share / performance fee
Funding
Stage
Series A
Total raised
$28.3M
Latest round
Unattributed · Feb 2022
Latest amount
$4.1M
Feb 2022
Nov 2021 · 01 Advisors
Oct 2020
People & investors
Leadership
Co-founder & CEO
Co-founder
Head of Finance
Chief of Staff
Head of Product
Investors
01 Advisors
Adam Bain
Anthony Noto
Bryce Hall
Dennis Woodside
Dick Costolo
Dragon Capital
Foundation Capital
Green Visor Capital
Griffin Johnson
Jay Parikh
Josh Richards
Joshua Browder
Michael Gruen
Michael Vaughan
Partech Ventures
Rich Antoniello
Socii Capital
SoftBank Opportunity Fund
Steve Sarowitz
Streamlined Ventures
Valia Ventures
Valor Equity Partners
Y Combinator
Zander Lurie
Work & culture
Mission-driven, financial-wellness focused, and office-centric; public hiring materials emphasize inclusion, equal opportunity, customer empathy, and helping employees keep more money in their paycheck. Public perks pages also show an employee-friendly office with snacks, commuter support, and development-oriented benefits.
Work style
Onsite
Compensation
Public compensation signal: a Senior Backend Engineer posting listed a $160,000-$216,000 salary range, indicating mid-to-high six-figure engineering pay for experienced hires.
Benefits
401(k)
company equity
health insurance
dental insurance
vision insurance
HSA
commuter benefits
free snacks and drinks
pet-friendly office
job training and conferences
customized development tracks
company-sponsored outings
PTO
paid sick days
paid holidays
Product & market
Pricing
Monthly subscription plus a profit-share / performance fee tied to the benefits gained; public discussions also describe a $10 monthly fee and a share of the upside.
Differentiators
- —Advances cash so users can keep making retirement and ESPP contributions
- —Focuses on employer-match and ESPP optimization rather than general-purpose lending
- —Positions itself as a cash advance instead of a traditional loan
- —Lets users avoid reducing paycheck cash flow while capturing employer benefits
- —Works with both consumer users and employer/benefits-partner distribution
Technology
JavaScript
Node.js
PostgreSQL
React
Asana
Figma
Mixpanel
Retool
TypeScript
MySQL
Python
Customers
Amazon
Google
Citibank
Home Depot
Starbucks
FedEx
Deloitte
AT&T
Microsoft
UPS
Bank of America
Walgreens
IBM
J.P. Morgan
Kroger
Competitors
Benny
Goodly
EarnIn
Dave
Brigit
MoneyLion
Payactiv
DailyPay
Scale & contact
Estimated revenue
$1M-$10M
Latest news
Medium / Mitchell Jones · Feb 2024
Self-published announcement of the Series A round, new product work, and expansion plans.
Mogul Millennial · Sep 2023
Interview covering customer acquisition, product-market fit, and lessons from scaling the company.
LinkedIn / Mitchell Jones · Jun 2023
Explains how Lendtable works and addresses common misconceptions about the product and fees.
Business Insider · Nov 2021
Reported on the $18 million Series A led by 01 Advisors, with SoftBank and Valor participation, and the startup’s traction in cash advances.
Jobs and careers at Lendtable
0 jobs at Lendtable
No open positions
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