Other
Jul 2026The official site says Kredi is currently not offering new credit products and only existing customers can log in via a magic link, indicating paused new origination activity.
SourceCompany research
Public company, workplace, funding, and market signals
Overview
Kredi is a Monterrey-based mortgage fintech / proptech that lets Mexican and LatAm borrowers compare and secure home loans online. Public sources also say the company is currently not offering new credit products and is serving existing customers through a login flow.
Primary product
Digital mortgage marketplace / mortgage lending platform for home purchase and refinancing
Founded
2020
Headquarters
Monterrey, Nuevo León, Mexico
Team size
34
Industry
Financial Services
Sub-industry
Mortgage fintech / mortgage marketplace
Offices
Monterrey, Nuevo León, Mexico (HQ)
Mexico City, Mexico (WeWork Polanco)
Monterrey, Mexico (WeWork Corp. Santa María)
Miami, Florida, USA
Business model
Mortgage marketplace / brokerage
Mortgage origination and underwriting
Mortgage refinancing
Funding
Stage
Seed
Total raised
$9.7M
Latest round
Seed · Mar 2022
Latest amount
$4.5M
People & investors
Leadership
CEO & Cofounder
Cofounder
Co-Founder & CTO
Director Legal & Closing
Ana Teresa Macías Pérez
Directora de operaciones
Work & culture
Public signals point to a mission-driven, transparent, product-and-engineering-focused culture that emphasizes SOLID principles, code readability, and faster, simpler mortgage experiences.
Compensation
No public salary bands were found. Third-party career content describes the company as offering competitive compensation, but no official compensation policy is public.
Product & market
Pricing
Marketplace / broker model connecting borrowers with lenders; public pricing is not disclosed.
Differentiators
- —Digital online mortgage application and comparison
- —Prequalification in minutes / faster origination
- —Multiple-lender offer comparison
- —Data-driven underwriting and risk mitigation
- —Transparency versus traditional bank mortgage processes
Technology
Ruby
Ruby on Rails
React
RSpec
Terraform
AWS ECS
Heroku
Figma
Adobe Illustrator
Notion
Microsoft 365
Microservices
Bootstrap
Tailwind CSS
Customers
Mexican homebuyers
Latin American mortgage borrowers
Homeowners seeking refinancing
Borrowers with nontraditional or informal income
Competitors
Yave
Morgana
Honest Home
BBVA Mexico
Santander Mexico
Scale & contact
Estimated revenue
Under $1M (LinkedIn company page) to $5M ARR (GetLatka estimate); public sources conflict.
Estimated monthly visits
5.5K
Signals & risks
Latest news
Mack Meyer · Mar 2024
Profile of Kredi as a rocket-mortgage style marketplace for Latin America; notes faster mortgage processing and the challenge of a concentrated mortgage market.
Kredi LinkedIn · Jun 2023
Kredi says it was recognized in Forbes and Rockstart’s Top 100 Startups México.
Palenca blog · May 2023
Describes a partnership where Palenca’s API helps Kredi verify employment and income data in real time to speed mortgage decisions and reduce risk.
Revista Digital / mag21 · Oct 2022
States Kredi is a regulated Sofom and describes its main products as mortgage acquisition and mortgage improvement, plus a transition from brokerage to financing its own loans.
LatamList · Jun 2021
Reports Kredi’s $3.1M seed round led by Amplo, with Soma Capital, Harvard Management Co., Liquid2, and Emles Venture Partners participating.
Jobs and careers at Kredi
0 jobs at Kredi
No open positions
Check back later for new openings