Other
Jan 2026Official security incident report said an attack affected 1,005 users and about 340,905.28 USDT/USDC, with refunds issued and security controls patched.
SourceCompany research
Public company, workplace, funding, and market signals
Overview
Kontigo is a San Francisco-based stablecoin neobank for Latinos and emerging markets. It offers a self-custodial USDC digital account, BTC savings, cards, payment links, and developer/payment APIs, with a WhatsApp-based AI banker and a strong cross-border payments focus.
Primary product
Kontigo Cash — a self-custodial USDC-based digital account
Founded
2023
Headquarters
San Francisco, California, United States
Team size
1-10 employees
Work style
Flexible
Industry
Financial Services
Sub-industry
Stablecoin neobank / fintech
Offices
San Francisco, California, United States (HQ)
San Francisco, California 94103
Venezuela
Argentina
United States
Germany
Business model
consumer fintech
cross-border payments
self-custodial wallet
B2B payments/API
credit products
Funding
Stage
seed
Total raised
$27.2M
Latest round
Seed · Dec 2025
Latest amount
$20M
People & investors
Leadership
CEO & Co-founder
Co-founder & President
Jorge Luis Hidalgo
Director de cumplimiento normativo
Founding Engineer
Founding Engineer
Leonardo Posada
Head of design
Work & culture
Public sources depict a small founder-led team with a fast-moving, execution-heavy culture, emphasizing global access, blockchain-native infrastructure, and stronger security/compliance after the 2026 incidents.
Work style
Flexible
Compensation
Public YC job postings showed Founding Engineer at roughly $40K-$120K with 0.50%-2.50% equity and Head of Security at roughly $120K-$220K with 0.50%-1.00% equity; no broader public benefits package was found.
Product & market
Pricing
Public pricing is not clearly disclosed; the site emphasizes no-fee/self-custody wallet usage, yield-bearing card features, and payments/API products.
Differentiators
- —self-custodial USDC account with MPC wallet security
- —WhatsApp-based AI private banker
- —BTC savings and yield-oriented products
- —cross-border payments positioned around stablecoins rather than bank corridors
- —payment links, QR payments, and APIs for businesses
- —small team with blockchain-native infrastructure
Technology
USDC
Circle
self-custody
MPC
blockchain
TypeScript
React
React Native
Next.js
Solidity
web3.js
GitHub
Python
Angular
WhatsApp
Customers
Latino consumers in the U.S. and Latin America
users in emerging markets seeking dollar stability
people making cross-border transfers
small and mid-sized businesses using payment links/API products
companies needing international payroll or payments
Competitors
Revolut
Nubank
Wise
Venmo
Zelle
Mercury
Payoneer
Scale & contact
Estimated revenue
≈$30M annualized revenue (company-reported, Dec 2025)
Signals & risks
Other
Jan 2026Official statement said Kontigo was reviewing U.S. sanctions compliance procedures and protocols after scrutiny.
SourceOther
Dec 2025Public reporting described banking/payment offboarding and service disruptions involving JPMorgan/Checkbook, Stripe, and Bridge around the company’s U.S. payment rails.
SourceLatest news
Kontigo · Jan 2026
Official statement saying the company was reviewing sanctions compliance procedures and protocols after scrutiny.
Kontigo · Jan 2026
Official postmortem detailing the attack vector, affected users, refunds, and remediation steps.
American Banker · Jan 2026
Covered the cybertheft, reimbursements, and related banking/compliance disruption affecting Kontigo.
Bloomberg · Jan 2026
Reported that Kontigo planned to reimburse more than 1,000 customers after a hack affecting about $340,905 in stablecoins.
Access Newswire · Dec 2025
Official press release announcing the $20M seed round, with FoundersX Ventures confirmed as a participant and the company highlighting revenue and volume growth.
Jobs and careers at Kontigo
0 jobs at Kontigo
No open positions
Check back later for new openings