Kobalt Labs · Jul 2026
Official case study says Core Bank cut high-risk third-party document review from 10-16 hours to 1-3 hours with Kobalt, and a regulator called the program "impressive."
AI-powered risk and compliance for financial institutions
Company research
Public company, workplace, funding, and market signals
Overview
Kobalt Labs is a New York-based YC S23 company building an AI-native compliance and third-party risk management copilot for financial institutions, especially banks, fintechs, and credit unions.
Primary product
AI-powered third-party risk management and compliance platform for financial institutions
Founded
2023
Headquarters
3 East 28th Street, Floor 5, New York, NY 10016, United States
Team size
1-10
Work style
Onsite
Industry
Technology, Information and Internet
Sub-industry
AI-native third-party risk management and compliance software for financial institutions
Offices
3 East 28th Street, Floor 5, New York, NY 10016
New York City, NY, United States
Business model
B2B SaaS
enterprise software
custom enterprise sales
Funding
Stage
Series A
Total raised
$12.7M
Latest round
Series A · Dec 2025
Latest amount
$11M
People & investors
Work & culture
Lean, flat, fast-moving, and product-driven; public hiring language emphasizes high ownership, direct customer interaction, and rapid iteration, with values like kindness, respect, and humility.
Work style
Onsite
Visa sponsorship
No
Compensation
Public roles advertised roughly from $130k-$150k for founding engineering up to $160k-$200k base (and one listing at $240k-$270k) plus equity; public postings are mostly NYC onsite and some require U.S. citizenship or GC/USC status.
Benefits
competitive salary
equity options
rapid career growth
Product & market
Pricing
Custom enterprise pricing; demo-led sales
Differentiators
- —Built specifically for financial institutions and compliance-heavy workflows
- —AI agents extract evidence and flag gaps in minutes rather than days or weeks
- —Automates third-party/vendor diligence, internal audit, and marketing compliance workflows
- —Keeps workflows synced to evolving regulations and policy commitments
- —No engineering required for implementation in customer case studies
- —Publicly positioned as regulator-tested and defensible for bank compliance teams
Technology
Python
PostgreSQL
SQLAlchemy
Alembic
FastAPI
React
Next.js
PostHog
Turbopack
Render
Azure
OpenAI
Anthropic
Google OAuth
SuperTokens
Stripe
Customers
Core Bank
Meriwest Credit Union
Payscout
Bankwell
Republic Bank of Chicago
Lincoln Savings Bank
Treasury Prime
Chime
Bilt
Celtic Bank
Emprise Bank
American National Bank
Competitors
Auquan
Relyance AI
TruSight Solutions
Sigma Ratings
ComplyAdvantage
Unit21
Feedzai
Silent Eight
Scale & contact
Estimated revenue
about $1M-$2M ARR
Estimated monthly visits
2.2K
Traffic estimate as of Jul 2026
Latest news
EIN Presswire / AP syndication · Jun 2026
Republic Bank said it selected Kobalt to replace vendor management software and automate annual policy review, with expansion into fintech partner diligence and marketing collateral review.
Global Fintech Series / EIN Presswire · Mar 2026
Bankwell adopted Kobalt’s platform to improve vendor management and fintech partner oversight, with reviews that once took hours reportedly completed in minutes.
Forbes · Feb 2026
Forbes profiled the company’s funding and product momentum, citing customers such as Chime, Bilt, Celtic Bank, Emprise Bank, American National Bank, and Meriwest Credit Union.
Kobalt Labs · Aug 2025
Meriwest said Kobalt reduced vendor onboarding from 6+ weeks to under 3 weeks and automated reviews across BC/DR, privacy, and information security.
Jobs and careers at Kobalt Labs
0 jobs at Kobalt Labs
No open positions
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