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Kashin

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Kashin

Credit for the emerging economy in Latam

kashin.app
HQ: Lima, Callao Region, Peru; Lima, Lima Province, Peru; Remote
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Peruvian fintech/financial services company that offers instant digital microloans and credit lines for individuals and businesses in Peru through a mobile app, with SBS registration and a focus on underbanked users.

Primary product

Instant digital microloans and credit lines via mobile app

Founded

2020

Headquarters

Lima, Peru

Team size

11-50

Work style

Remote

Industry

Financial Services

Sub-industry

Fintech / micro-lending

Offices

Lima, Peru (headquarters)
Av. Emilio Cavenecia 151, Suite 701, Miraflores, Lima, Peru
Calle Malecón Sur 1029 Depto C, 28 de Julio, Lima 15846, Peru

Business model

consumer microloans
business microloans
digital wallet
payments / Soft-POS

Funding

Stage

seed / pre-seed

Total raised

$775K

Latest round

Pre Seed · Aug 2022

People & investors

Leadership

Christophe Robilliard

Founder & CEO

José Manuel Palacios Díaz

Founder & CTO

Diego Mercado Portal

CFO

Claudia Paz y Puente García

Head of Growth

Renato Hermoza Aragonés

Chief Scientist

Investors

99 Startups
First Check Ventures
FunFair Ventures
Kleiner Perkins Scouting Program
MrPink VC
Newtopia VC
Redwood Capital Partners
Unpopular Ventures
Winnipeg Capital
Y Combinator

Work & culture

Public company values emphasize transparent and fair costs, no hidden fees, unprecedented service, agility, honesty and integrity, teamwork, disruption, and resilience.

Work style

Remote

Product & market

Pricing

Short-term, interest-bearing microloans with a published APR/TEA and no hidden fees; staircase-style limits that increase with on-time repayment and referrals.

Differentiators

  • —SBS-registered and formally regulated
  • —instant approval and disbursement
  • —100% digital mobile-app onboarding
  • —no calls to contacts / zero-harassment policy
  • —human-based decisions plus AI risk scoring
  • —alternative-data underwriting from smartphone variables and credit bureau data
  • —staircase loans with increasing limits for on-time payers
  • —loyalty rewards and referral incentives
  • —transparent pricing with no hidden fees

Technology

Android
Python
Node.js
React
React Native
TypeScript
Rust
SQL
RabbitMQ
Power BI
Looker
Google Analytics
Google Ads
FICO
Qlik

Customers

underbanked individuals in Peru
micro-merchants
micro-entrepreneurs
people without formal credit history
small businesses and individuals needing fast credit

Competitors

traditional banks
Peruvian microloan apps
Credisol
Fielsol Presta
Rapidpresta
Rapidayuda Presta
Rapida Ayuda Prestamos

Scale & contact

Estimated revenue

around $2M annualized revenue

hola@kashin.app+51 970 316 725

Latest news

Kashin se suma al portafolio de Grupo RPP

RPP · Jun 2025

RPP reports that Grupo RPP invested in Kashin through a media-for-equity style partnership to help formalize and scale digital microcredit access in Peru.

Kashin, la fintech que aprueba más de 1,000 préstamos diarios: su historia y cómo evalúa a los usuarios

RPP · Mar 2025

RPP says Kashin was approving over 1,000 loans per day, serving more than 100,000 people, and using an AI/alternative-data model with 500+ mobile variables.

Christophe Robilliard, CEO de Kashin | De la banca a la fintech, el camino emprendedor

RPP · Feb 2025

RPP profiles Christophe Robilliard’s path from banking and Cabify/Easy Taxi leadership to founding Kashin and highlights YC as a milestone.

¿Cómo la tecnología está transformando la industria de los microcréditos?

Enterados · Feb 2024

A feature on microcredit technology quotes Kashin CFO Diego Mercado on alternative-data underwriting and the company’s digital microloan model.

Estos exejecutivos de Cabify crearon en Perú una fintech de nanocréditos que acaba de ingresar a Y Combinator

Forbes Perú · Aug 2022

Forbes covers Kashin’s founding by Christophe Robilliard and José Manuel Palacios, its YC acceptance, and its initial investor syndicate.

About / NosotrosBlogFAQGitHub profileGoogle Play appHelp CenterLinkedIn companyOfficial websiteThreads profileY Combinator profile
SourcesOfficial websiteAbout / NosotrosHelp CenterFAQBlogLinkedIn companyY Combinator company profileGoogle Play listingRPP March 2025 articleRPP June 2025 article

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