Other
Dec 2022Infina was listed in a late-2022 SSC warning about apps showing signs of unlicensed securities-business activity, with regulators cautioning investors about lack of legal protection in disputes.
SourceLeading wealth management and investing platform in Vietnam
Company research
Public company, workplace, funding, and market signals
Overview
Infina is a Vietnam-focused fintech/wealthtech platform founded in 2018 that helps individuals and businesses save and invest through a mobile app and partner channels. Its flagship product is the flexible yield account (“Tài khoản Sinh Lời”), alongside distribution of partner securities and insurance products.
Primary product
Tài khoản Sinh Lời (flexible profit-generating account)
Founded
2018
Headquarters
Singapore, Singapore
Team size
20-30
Industry
Financial Services
Sub-industry
Wealthtech / retail investing platform
Offices
Orchard Road, Singapore, Singapore 238891 (HQ)
68 Circular Rd, #02-01, Singapore, Singapore
30 Nguyễn Thị Diệu, Phường Xuân Hòa, Ho Chi Minh City, Vietnam
Lầu 11, Robot Tower, 308 Điện Biên Phủ, Quận 3, Ho Chi Minh City, Vietnam
Business model
B2C fintech app
embedded finance / partner distribution
asset-management intermediary
B2B cash-management product for businesses
Funding
Stage
Seed / strategic corporate
Total raised
$8.1M
Latest round
Corporate · Mar 2024
People & investors
Leadership
Founder & CEO
Director of Engineering
Director of Product
Director of Operations
Chief Growth Officer
Business Intelligence Manager
Work & culture
Public messaging emphasizes democratizing investing, financial literacy, transparency, customer education, and a strong learning culture; the company also promotes student programs and AI adoption in product and team workflows.
Product & market
Pricing
Public pages indicate a free-to-start platform monetized through product-specific yield/management fees, spread/partner economics, and minimum-balance investment products rather than a simple SaaS subscription.
Differentiators
- —Low minimum investment thresholds
- —Flexible withdrawals without losing accrued yield
- —Partnered custody/management with regulated financial institutions
- —Multi-product distribution across savings, securities, insurance, and real estate
- —Transparency around risk/returns and investor education
- —Embedded distribution through partner apps such as TPBank, ZaloPay, and AppotaPay
Technology
AWS
Node.js
Python
Redis
SNS
SQS
Microservices
Blockchain
React
React Native
Customers
Vietnamese retail investors
Young and first-time investors
Small businesses and business owners using yield/cash-management products
Competitors
Finhay
Tikop
Topi
Cake by VPBank
MoMo savings products
Scale & contact
Estimated revenue
USD 1M-10M (LinkedIn profile estimate: about USD 3M)
Estimated monthly visits
9.5K
Traffic estimate as of Aug 2024
Signals & risks
Other
Jan 2022Infina’s earlier real-estate co-investment product launched in 2022 was later discontinued, indicating a product-line shutdown/strategy shift away from that model.
SourceLatest news
Báo Pháp Luật Việt Nam · Aug 2025
Explains Infina’s role in powering yield products for ZaloPay and a bank product, details its partnership model with Woori, ACB Capital, and PVI AM, and notes the late-2022 SSC warning plus the shutdown of the earlier real-estate co-investment product.
Infina blog · Jul 2025
Official notice that Infina increased yield rates for fixed-term profit products beginning 2025-07-02.
Infina blog · Jun 2025
Shows Infina’s education/brand-building activities and its focus on youth talent, product management, and financial literacy.
The Korea Herald · Mar 2024
Reports JB Financial Group/JB Securities Vietnam taking a 3.9% stake in Infina with an option to increase to roughly 5%, confirming a strategic corporate investment.
TechCrunch · Feb 2022
Explains the expansion of Infina’s seed funding to $6M and names investors including Y Combinator, Saison Capital, Starling Ventures, Alpha JWC, and AppWorks.
Jobs and careers at Infina
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