Untapped Ventures · Apr 2026
Investor update reports more than $5M ARR, 24–48-hour processing, AI-driven workflow automation, and the broader investor group.
AI-native commercial insurance brokerage
Public company, workplace, funding, and market signals
Updated Aug 2, 2026
Harper is an AI-native commercial E&S insurance brokerage founded in 2024. It uses proprietary AI, data, and broad carrier-market access to place coverage for small and midsize businesses—especially complex or hard-to-place risks—while retaining the broker/customer relationship. Company-reported traction includes 5,000–7,000 customers, 165+ underwriters, and 24–48-hour placement targets.
Primary product
AI-powered commercial insurance brokerage and placement service, including Harper Hub for application/form automation, carrier matching, communications, and workflow management. Coverage includes general liability, professional liability/E&O, cyber, property, commercial auto, workers’ compensation, inland marine, umbrella/excess, bonds, garage liability, and business owners policies.
Founded
2024
Headquarters
San Francisco, California, United States
Team size
Approximately 25–53; sources vary by date and methodology.
Industry
Insurance
Sub-industry
Commercial E&S insurance brokerage / insurtech
Offices
Business model
Stage
Series A / venture-backed
Total raised
$46.8M
Latest round
Combined Seed and Series A · Feb 2026
Latest amount
$46.8M
Feb 2026 · Emergence Capital
Feb 2026 · Emergence Capital
Feb 2026 · Emergence Capital
Leadership
Co-Founder & CEO
Co-Founder & CTO
Founding Partner
Head of Marketing
Investors
Public evidence indicates a high-intensity startup culture; a LinkedIn-derived company profile references very long workweeks for the core team. No reliable public, complete benefits document was located.
Compensation
Y Combinator lists technical-role compensation of approximately $100,000–$275,000 plus equity. No comprehensive company-wide compensation bands were found.
Pricing
No public fixed-price schedule; customers request quotes and Harper places policies with carrier partners. Pricing is risk- and coverage-dependent, with Harper marketing competitive rates.
Differentiators
Technology
Customers
Competitors
Estimated revenue
Approximately $5M–$10M ARR as of April 2026, based on investor-reported traction; older third-party estimates were materially lower and should be treated as stale.
Estimated monthly visits
21.5K
Traffic estimate as of Jun 2026
Untapped Ventures · Apr 2026
Investor update reports more than $5M ARR, 24–48-hour processing, AI-driven workflow automation, and the broader investor group.
Harper · Feb 2026
Harper’s official announcement describes the combined funding, its AI-native brokerage model, 165+ underwriters, and 24–48-hour placement objective.
TechCrunch · Feb 2026
Reports Harper’s $46.8M combined Series A and seed financing, Emergence Capital’s lead, the founders, AI-enabled brokerage model, and customer traction.
The Insurer · Feb 2026
Places Harper in the commercial E&S market and describes its ambition to become an AI-native alternative to large brokers for small businesses and difficult risks.
Y Combinator
YC's company page presents Harper as a Winter 2025 company, describes its AI-native commercial insurance brokerage model, and notes early traction across states and annualized premiums.