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Gullak Money

Gullak automates savings & invests these in gold

gullak.money
HQ: Bengaluru, KA, India
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Jul 30, 2026

Overview

Bengaluru-based fintech app that automates small savings into digital gold, offers goal-based saving and spare-change round-ups, and lets users redeem value as cash, gold coins, or jewellery through partner jewellers. No separate public CEO profile was found; the company appears founder-led.

Primary product

Automated digital-gold savings and investment app

Founded

2022

Headquarters

Bengaluru, Karnataka, India

Team size

11-50

Industry

Financial Services

Sub-industry

Fintech / digital gold savings

Offices

Bengaluru, Karnataka, India (HQ)
United States (presence / office listed on LinkedIn company page)

Business model

B2C mobile app
automated savings / micro-investing
digital gold investing
gold leasing / Gold+
jeweller marketplace / redemption network

Funding

Stage

Series A

Total raised

$12.4M

Latest round

Series A · Sep 2025

Latest amount

$7.5M

Series A

Sep 2025 · Chiratae Ventures

$7.5M

Seed

Jan 2023

$3M

Pre-seed

Jun 2022 · Better Capital and Stellaris Venture Partners

$1.3M

People & investors

Leadership

Manthan Shah

Co-Founder

Dilip Jain

Co-Founder

Naimisha Rao

Co-Founder

Suraj Beniwal

Head of Growth

Investors

Akshay Mehrotra
Ashish Goyal
Better Capital
Chiratae Ventures
GMO Fintech Fund
GMO VenturePartners
Goodwater Capital
Kunal Shah
Maya Kunnath
Nitin Gupta
Prasanna Sankar
Ramanathan RV
Rebel Fund
Rebel Partners
SamVed Ventures
Shan MS
Sheetal Lalwani
Stellaris Venture Partners
TRTL Ventures
Vimal Kumar
White Venture Capital
Y Combinator

Work & culture

Public hiring and founder posts point to a fast-paced, high-ownership startup culture focused on user obsession, experimentation, and shipping mobile-first fintech products.

Compensation

No official company-wide compensation bands were found. Public job signals include an SDET internship stipend of ₹30,000/month with post-conversion CTC of ₹6-10 LPA, and an Internshala-listed Digital Marketing Specialist salary range of ₹6-12 LPA.

Benefits

Informal dress code
5 days a week

Product & market

Pricing

Public pricing is not clearly disclosed; the app is transaction-led, with gold purchases subject to GST and Gold+ monetized through gold leasing / extra-return mechanics.

Differentiators

  • —Automated savings via UPI Autopay and spare-change round-ups
  • —Gold-only positioning instead of a broad super-app approach
  • —Redeem as cash, gold coins, or jewellery through partner jewellers
  • —Gold+ product that adds lease-based extra returns on top of gold appreciation
  • —Jeweller savings scheme marketplace and deep partner-network distribution

Technology

JavaScript
TypeScript
React
React Native
Next.js
SQL
PostgreSQL
Redis
Docker
Kubernetes
Python
Java
Figma

Customers

Indian retail consumers saving in digital gold
First-time digital gold users
Goal-based savers planning for milestones like weddings or gifting
Jeweller partners and redemption-channel users

Competitors

Jar
OroPocket
Spare8
SafeGold
PhonePe

Scale & contact

Estimated revenue

Under $1M

Estimated monthly visits

118.4K

Traffic estimate as of Jan 2026

support@gullak.money+91-80486 41973

Latest news

Gullak Launches India's First Jeweller Savings Scheme Marketplace with CaratLane Onboard

Business Standard / NewsVoir · Jan 2026

Launch announcement for Gullak's jeweller savings scheme marketplace, featuring CaratLane and plans to add more jewellers.

Gullak Raises USD 7.5 Mn in Series A Round to Expand Digital Gold Savings Platform

Entrepreneur India · Sep 2025

Summarizes the Series A funding and the company's plans to expand marketing, tier II/III reach, and jeweller collaborations.

We’ve Raised $7.5M to Redefine Gold Savings for India’s Gold Lovers

Gullak blog · Sep 2025

Official announcement of the $7.5M Series A led by Chiratae Ventures, with participation from White Venture Capital, SamVed Ventures, Y Combinator, GMO Fintech Fund, and Rebel Fund.

Gullak raises $7.5 million in funding led by Chiratae Ventures

The Hindu BusinessLine · Sep 2025

Confirms the Series A round and highlights Gullak's growth, user metrics, and jeweller partnership strategy.

Gold savings platform Gullak raises $7.5 million led by Chiratae Ventures

The Economic Times · Sep 2025

Reports the Series A raise and notes existing investors and traction, including active transacting users and jeweller partners.

AboutBlogCareersCustomer support articleHomepageLinkedIn company pageSeries A announcementTerms / contactYC company page
SourcesOfficial homepageAbout pageSeries A blogTerms and contact pageSupport articleBlog indexYC company pageLinkedIn company pageET pre-seed articleET seed articleBusiness Standard marketplace launchInc42 company profileInstahyre backend roleInternshala company profileThe Hindu BusinessLine Series A

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