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Grey

Grey logo

Grey

Banking services for remote workers and digital nomads

grey.co
HQ: San Francisco, CA, USA; LA, Nigeria; Remote
11-50
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Grey is a cross-border fintech platform for freelancers, remote workers, digital nomads, and businesses. It offers multi-currency accounts and payment rails to receive, send, convert, and spend money across borders; it has expanded from individual accounts into Grey Business for startups and SMEs. Public sources vary slightly on headquarters and funding totals, but consistently place the company in the US/Delaware orbit and around the seed stage.

Primary product

Multi-currency cross-border banking and payments platform (consumer accounts plus Grey Business)

Founded

2020

Headquarters

Delaware, United States

Team size

51-200

Work style

Remote

Industry

Financial Services

Sub-industry

Fintech / cross-border payments / multi-currency accounts

Offices

651 N Broad St, Suite 206, Middletown, DE 19709, United States
1285 West Broadway Suite 600, Vancouver, BC V6H 3X8, Canada
San Francisco, California, United States

Business model

B2C fintech
B2B fintech
cross-border payments
multi-currency accounts
virtual cards
money transfer
expense management

Funding

Stage

Seed

Total raised

$2.6M

Latest round

Seed · Aug 2022

Latest amount

$2M

People & investors

Leadership

Idorenyin Obong

Co-Founder & CEO

Joseph Femi Aghedo

Co-Founder & COO

Ataisi Gogo-Charles

Lead, Legal

Ugochi N.

Head, Platform Operations

Emmanuel Ben-Paul

VP, Design

Iheakachi N.

Head Of Global Marketing

Gowtham Vijayakumar

Head of Global Compliance and UK MLRO

Taiwo Oduwole

Head of People

Investors

Abdul Hassan
Alan Rutledge
Heirloom Fund
Ingressive Capital
Karthik Ramakrishnan
Niche Capital Limited
Samvit Ramadurgam
Soma Capital
True Culture Fund
Y Combinator

Work & culture

Mission-driven and globally distributed, with a strong emphasis on financial inclusion for modern workers. Public materials highlight values such as transparency, curiosity, empathy, accountability, and making international payments as easy as sending an email.

Work style

Remote

Compensation

No official company-wide compensation policy was found publicly. Public job postings and job-board mirrors suggest competitive benefits, some posted salary bands for specific roles, and a remote-first hiring model.

Benefits

fully remote
flexible working hours
team building events
yearly offsite
training budget

Product & market

Pricing

Freemium with transaction-based fees; public fee pages show no monthly maintenance fee but charges for deposits, conversions, card creation, and some cross-border transfers.

Differentiators

  • —USD, GBP, and EUR accounts with local account details
  • —cross-border transfers to 170+ destinations
  • —stablecoin support for business payments
  • —local-currency funding options in markets like Ghana and Kenya
  • —focused on emerging markets and location-independent workers
  • —business banking layer with corporate accounts and payout tooling

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Customers

freelancers
remote workers
digital nomads
creators
SMEs
startups
internationally paid workers
businesses with cross-border payment needs

Competitors

Wise
Airwallex
Chipper Cash
YouTrip

Scale & contact

Estimated revenue

$1M-$10M

Estimated monthly visits

631.7K

Traffic estimate as of May 2026

hello@grey.co

Latest news

Grey Launches Local Currency Deposits in Ghana and Kenya

TechAfrica News · Jul 2026

Grey introduced GHS and KES deposits via bank transfer and mobile money, making it easier for users in Ghana and Kenya to fund Grey accounts directly.

Grey Business processes $61 million as stablecoins dominate payments

TechCabal · Jun 2026

Grey said its business platform processed $61.4 million in TPV within four months of launch, with USDC/USDT becoming its largest payment channel.

Grey registers as payment service provider in Canada

TechCabal · Apr 2026

Grey registered under Canada’s RPAA framework as a payment service provider, building on its Canadian compliance posture and Interac integration.

Grey connects the Africa-Canada money corridor with instant transfers via Interac

TechCabal · Apr 2026

Grey added direct Canadian-dollar transfers via Interac and expanded its Canada corridor with flat-fee transfer options and faster settlement.

Grey launches ‘Grey Business’ to simplify global payments for African startups and SMEs

TechCabal · Feb 2026

Grey formally launched Grey Business, a multi-currency platform for startups and SMEs, with USD corporate accounts, global payouts, and stablecoin support; the article also says Grey serves nearly 3 million users across 70 countries.

AboutBlogFees pageGitHub orgHiring/community postHomepageLinkedIn company pageNews blog categorySupport centerX account
SourcesGrey homepageGrey about pageGrey blogGrey fees pageGrey contact help centerGrey terms and conditionsGrey privacy policyGrey seed funding announcementGrey pre-seed funding announcementGrey LinkedIn company pageY Combinator Grey profileGrey GitHub orgSemrush grey.co traffic overviewGetLatka Grey company page

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