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Fintual

Fintual logo

Fintual

Wealth manager

fintual.com
HQ: Santiago, Santiago Metropolitan Region, Chile
51-200
Fintech

Company research

Public company, workplace, funding, and market signals

Updated Aug 16, 2026

Overview

Fintual is a Chilean/Mexican fintech and investment-management platform offering regulated, fully digital investing products for retail users, including funds, APV/retirement products, dollars, stocks, and ETFs.

Primary product

A 100% digital investment app / robo-advisor for regulated investing

Founded

2018

Headquarters

Chile (operations in Chile and Mexico; public sources do not consistently specify a single street address in primary sources)

Team size

51-200

Industry

Investment Management

Sub-industry

Fintech / Wealth management / Robo-advisor

Offices

Chile
Mexico
Los Conquistadores 2461, Providencia, Región Metropolitana, Chile
Santiago, Región Metropolitana, Chile

Business model

B2C
commission-based
asset management
subscription/management-fee style

Funding

Stage

Series B

Total raised

$59.1M

Latest round

Series B · Nov 2021

Latest amount

$39M

Series B

Nov 2021 · Sequoia Capital

$39M

Seed Round

Aug 2019

People & investors

Leadership

Pedro Pineda

CEO

Omar Larré

Cofounder, CIO / Gerente de inversiones

Agustin Feuerhake

Cofounder, CPO

Andrés Marinkovic

COO

Florencia Barros

Country Manager Chile

Anahí Sosa

Country Manager

Founders

Agustín Feuerhake

Co-founder & CPO

Investors

ALLVP
Hi Ventures
Jean-Denis Greze
Kaszek
Kaszek Ventures
Oskar Hjertonsson
Plaid CTO Jean-Denis Greze
Sequoia Capital
VilCap Investments
Y Combinator

Work & culture

Public sources emphasize a product-led, digital-first, high-discipline culture. CEO Pedro Pineda said the company intentionally kept headcount below 100 in 2024 to maintain talent density.

Compensation

No reliable public compensation policy or salary bands found in primary sources.

Product & market

Pricing

Publicly described as low-cost/transparent; external sources cite annual management fees around 0.49%–1.19% depending on product, but I did not confirm this on a primary Fintual source.

Differentiators

  • —Fully digital regulated investing experience
  • —Low/no minimum investment
  • —APV and retirement-oriented products
  • —Stocks and ETFs access
  • —Transparent, simplified user experience
  • —Presence in both Chile and Mexico
  • —Strong brand and content/media presence

Technology

Ruby
Ruby on Rails
React
React Native
TypeScript
Python
Django
PostgreSQL
Redis
Docker
Kubernetes
GitHub
GitHub Actions
Grafana
Prometheus
Sentry
Cloudflare
Stripe
PayPal
Retool

Customers

Retail investors in Chile and Mexico
Users seeking APV/retirement saving
Users investing in funds, dollars, stocks, and ETFs

Competitors

Racional
Fintoc
GBM
Robinhood
traditional bank investment products

Scale & contact

Estimated revenue

At least $10M+ annual revenue by 2024 per CEO letter reported by Diario Financiero; no independently verified current annual revenue range found in primary sources.

Estimated monthly visits

2.3K

Traffic estimate as of Jun 2026

Signals & risks

Other
Nov 2024

CMF authorized Fintual Prepago S.A. to operate as a prepaid card issuer; this is an expansion signal rather than a negative risk event.

Source
Other
Oct 2025

Public discussion of a possible entry into the AFP / pension-administration business; no negative event, but a strategic uncertainty worth tracking.

Source

Latest news

Fintech Fintual crea una sociedad previsional y avanza hacia un eventual ingreso al negocio de las AFP en Chile

LatamFintech / Diario Financiero · Jul 2026

Reports that Fintual created Fintual Servicios Previsionales SpA and is evaluating a future AFP license, with a US$8.6M capital increase and an expected decision still pending.

Fintual intensifica interés por negocio de AFP y crea sociedad en caso de decidir ingresar a la industria

Diario Financiero · Jul 2026

Reports Fintual formed Fintual Servicios Previsionales SpA and raised capital as preparation for a possible pension-administration business.

AGF Fintual confirma interés de ingresar al negocio previsional y decisión será tomada en 2026

Diario Financiero · Oct 2025

Omar Larré said Fintual is formally evaluating whether to create an AFP and will decide in 2026.

Fintual anuncia que estudia la creación de una AFP: "Adoptaremos la decisión en 2026"

Emol · Oct 2025

Fintual said it is formally studying whether to create an AFP, has met with pension authorities, and wants to stay fully digital if it proceeds.

Fintual cerró el mejor año de su historia: La carta de Pedro Pineda, su CEO

Chócale · Mar 2025

Reported that Fintual finished 2024 with more than US$1.2B in assets under management and over US$10M in annual revenue, and that Chile reached breakeven.

About/TeamBlogCareersCareersEngineering / content blogGitHubGitHub organizationHelp centerHomepageLinkedIn
SourcesFintual website / Exa organization pageLinkedIn company pageTechCrunch on 2021 funding roundDiario Financiero on CEO letter / 2024 resultsDiario Financiero on prepaid card authorizationDiario Financiero on AFP interestDiario Financiero on 2026 AFP setup

Jobs and careers at Fintual

2 jobs at Fintual

Senior Software Engineer (Backend/Infra)

Hybrid
Región Metropolitana de Santiago
4mo ago
Hybrid
Apply

Senior Portfolio Manager

Hybrid
Gran Santiago, Región Metropolitana de Santiago
1y ago
Hybrid
Full-time
Apply

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