Fintoc docs changelog · Jun 2026
Fintoc launched an MCP server so AI tools can talk directly to its documentation and integration surface.
Account-to-Account payments in Mexico and Chile.
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Fintoc is a Chilean/Mexican B2B payments-infrastructure company building APIs and product tooling for pay-by-bank/A2A collections, money movement, recurring billing, reconciliation, and other payment operations across LATAM.
Primary product
Payment operating system and APIs for online payments, recurring payments, transfers, and reconciliation
Founded
2020
Headquarters
Avenida Cerro el Plomo 5420, Office 2001, Santiago, Chile
Team size
51-200
Work style
Flexible
Industry
Financial Services
Sub-industry
Payments infrastructure / open banking API
Offices
Avenida Cerro el Plomo 5420, Office 2001, Santiago, Chile
Avenida Vitacura 4380, Vitacura, Santiago, Chile
Tabasco 262, Roma Norte, Mexico City, Mexico
Business model
B2B SaaS
usage-based API fees
enterprise contracts
payments infrastructure
Funding
People & investors
Leadership
CEO & Co-Founder
Co-founder and CTO
Country Manager México / Payments Strategy Manager
Head of Growth
Head of People
Head of Operations
Diego Spiniak
Head of Product
Jorge Delaveau Bascopé
Head of Customer Success
Work & culture
Engineering-first, customer-obsessed, transparent, and simplicity-oriented; the company describes itself as a flexible in-office environment that still allows remote work when needed.
Work style
Flexible
Compensation
No public salary bands were found; compensation signals are limited to growth-stage hiring pages and role-specific job listings without explicit pay ranges.
Benefits
health insurance
gym access
4 weeks vacation plus 1 extra week
$250 USD professional development budget
maternity/paternity support
breakfast and lunch at the office
office attendance incentives
Product & market
Pricing
Usage-based per-resource fees with live fee calculation; some developer use is free up to 5 personal bank accounts, and larger usage requires a contract or custom pricing.
Differentiators
- —Pay-by-bank / A2A payments and transfers built for LATAM rails and banks
- —Smart checkout that chooses payment methods by performance, cost, and availability
- —Recurring payments with intelligent retries and reminders
- —Automatic reconciliation and settlement workflows
- —Strong developer tooling: docs, CLI, MCP server, and integrations
- —Bank-grade security and certifications (ISO 27001; PCI SAQ D for Cards)
Technology
Google Cloud Platform
Google Cloud Functions
Python
TypeScript
Ruby
Kubernetes
Terraform
Docker
Argo CD
CircleCI
Jenkins
Datadog
Grafana
Prometheus
Intercom
HubSpot
Mixpanel
Figma
Webflow
Postman
Customers
Rappi
Itaú
Banco BCI
Movired
Passline
Servipag
Mercado Pago
Unired
Larraín Vial
Competitors
Belvo
Prometeo
Yapily
Floid
Destacame
Plaid
Scale & contact
Estimated revenue
$1M-$10M
Estimated monthly visits
238.8K
Traffic estimate as of Jul 2026
Latest news
Descubre.vc · Apr 2026
Coverage of Fintoc’s recurring-payments product launch, aimed at automating collections, retries, and customer communications for enterprise billing.
Fintoc blog · Jan 2026
Fintoc announced a direct SPEI integration and positioned Transfers as a developer-friendly API for receiving, sending, and validating payments in Mexico.
Fintoc blog · Dec 2025
Mercado Pago announced a partnership with Fintoc to add bank-transfer payments directly inside checkout flows in Chile, expanding payment options without forcing users out of the purchase flow.
TechCrunch · Apr 2024
TechCrunch covered Fintoc’s $7M Series A and its push to make Mexico a core market, highlighting the company’s account-to-account payments strategy and expansion plans.
Jobs and careers at Fintoc
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