Finku LinkedIn · Jul 2026
Announcement that Finku added multi-currency support for 20 currencies, aimed at travelers, overseas workers, students abroad, and users with foreign-currency assets.
AI powered personal finance app for Indonesia
Company research
Public company, workplace, funding, and market signals
Overview
Finku is an Indonesian AI-powered personal finance management (PFM) and budgeting app that helps users track spending, scan receipts/statements, chat with an AI financial assistant (FinGPT), and manage budgets. It also sells B2B offerings for corporate financial wellness and embedded PFM/in-app services. Public sources conflict slightly on founding year, but company directories and profiles most often place it in 2020.
Primary product
AI-powered personal finance and budgeting app
Founded
2020
Headquarters
Jl. Pejompongan III B No.9, RT.3/RW.5, Bend. Hilir, Kecamatan Tanah Abang, Kota Jakarta Pusat, DKI Jakarta 10210, Indonesia
Team size
20-30
Industry
Financial Services
Sub-industry
Personal finance management / fintech
Offices
Jakarta Pusat, DKI Jakarta, Indonesia
West Jakarta, Indonesia
United States (one listed location on LinkedIn company page)
Business model
B2C freemium mobile app
Premium subscription
B2B corporate financial wellness program
B2B embedded PFM / in-app service
Funding
Stage
Seed
Total raised
$3.3M
Latest round
Seed VC - III · Oct 2024
People & investors
Leadership
Co-Founder & CEO
Senior Engineering Manager
Finance & Accounting Manager
Growth & Marketing Manager
Senior People Partner
Work & culture
Finku describes its culture around five core values: Focus in Customer, Innovative Mindset, Nurture Together, Keen Execution, and Unity in Diversity. Employees are called Finizens, and the org is split across Business, Technology, Product, Marketing, Founder Office, Finance, and People.
Compensation
No public salary bands or compensation details were found on the company site or job listings. The vacancies page currently shows a Frontend Software Engineer (Contract) role without compensation disclosure.
Product & market
Pricing
Freemium consumer app with a free tier and a Premium tier; B2B services appear custom-priced and are not publicly disclosed.
Differentiators
- —AI assistant FinGPT for chat-based logging, budgeting, and financial guidance
- —Automatic transaction capture via bank statement OCR, receipt scanning, and manual entry
- —Regulatory positioning in Indonesia: OJK sandbox / AFTECH / AFPI / Kominfo references
- —B2B corporate financial wellness and embedded PFM offerings
- —Mobile-first personal finance workflow tailored to Indonesia, where open banking coverage is limited
Technology
React Native
React
Node.js
AWS
TypeScript
Python
MongoDB
Docker
SQL
Amplitude
Segment
Looker
Appsflyer
MoEngage
Customers
Individual consumers in Indonesia
Young Indonesians / Gen Z and Millennials
Businesses seeking corporate financial wellness programs
Companies wanting embedded personal finance management features
Competitors
Duluin
Pocket
Horizonbudget
Money Lover
Spendee
Scale & contact
Estimated revenue
under $1M
Latest news
Finku LinkedIn · Jun 2026
Company announcement that all features remain free and unlimited through December 2026 as Finku prepares to move into global markets.
KONTAN · Dec 2025
Profiles Finku as a free AI personal finance app for young Indonesians and highlights features such as automatic expense tracking, statement/receipt scanning, FinGPT, and FinExpert.
FORTUNE Indonesia · Dec 2025
Covers Finku’s AI auto-budgeting features, the company’s goal of improving saving habits, and Reinaldo Tendean’s comments on the product and user needs.
TechNode Global · May 2022
Reports Finku’s $2.8M seed round, led by B Capital and co-led by Global Founders Capital and Trihill Capital, and says the company had over 350,000 users at the time.
Jobs and careers at Finku
0 jobs at Finku
No open positions
Check back later for new openings