Layoff
Feb 2023CEO Max Levchin announced a 19% workforce reduction in a company message.
SourceCompany research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Affirm is a public fintech and two-sided payment network that provides transparent buy-now-pay-later and installment checkout for consumers while helping merchants increase conversion and order values.
Primary product
Buy now, pay later / pay-over-time checkout and Affirm Card
Founded
2012
Headquarters
650 California Street, San Francisco, California 94108, United States
Team size
2,001-5,000
Work style
Remote
Industry
Financial Services
Sub-industry
Buy now, pay later (BNPL) / consumer lending / fintech
Offices
San Francisco, CA, United States (HQ)
Chicago, IL, United States
New York City, NY, United States
Pittsburgh, PA, United States
Funding
Stage
public
Total raised
$1.5B
Latest round
Post-IPO Equity · Jan 2021
$800M
Jan 2021
People & investors
Leadership
Founder and CEO
President
Chief Operating Officer
Work & culture
Remote-first, high-performance, transparent, people-first, and inclusive, with a strong emphasis on honest financial products, published pay structures, and employee development.
Work style
Remote
Compensation
Affirm describes a simple, flexible, transparent remote-first compensation structure and says it uses published pay structures with frequent compensation reviews; no public salary bands were found.
Benefits
remote-first workforce
spending wallets for tech, food, lifestyle, and family planning
health benefits
mental health programs
18 weeks paid parental leave
Product & market
Pricing
Merchant fees plus consumer interest on some loans; no late fees; 0–36% APR depending on credit and eligibility; Pay in 4 can be 0% APR.
Differentiators
- —No late fees or hidden fees
- —Transparent upfront repayment terms
- —Transaction-level underwriting with proprietary machine learning
- —Terms from weeks to up to 5 years
- —Broad merchant and platform integrations
- —Flexible capital/funding model
- —App, browser extension, card, and checkout experiences
- —Merchant conversion and average order value lift
Technology
Gatsby
React
Scale & contact
Estimated revenue
$3B-$4B
Estimated monthly visits
28.5M
Traffic estimate as of May 2026
Signals & risks
Acquisition
Jan 2021Affirm acquired PayBright in January 2021; Wayne Pommen joined Affirm through that acquisition.
SourceOther
Latest news
Morningstar / Business Wire · Jun 2026
Affirm and CPP Investments renewed a 24-month forward-flow agreement worth $1.7B initially, expandable to $2.2B, supporting up to about $8B in consumer loan volume.
Affirm Holdings, Inc. · May 2026
Affirm expanded its integration into Google Search, Google Pay, and the Gemini app, and said shoppers will be able to see transparent pay-over-time options in AI-driven checkout flows.
SEC · May 2026
Affirm reported strong fiscal Q3 2026 results, including about 27 million active consumers, more than $46B in GMV, and continued improvement in profitability and operating leverage.
Affirm Holdings, Inc. · Mar 2026
Affirm and Stripe expanded their partnership so AI agents can initiate purchases with shopper permission, extending Affirm pay-over-time options into agentic commerce.
Open Positions
178 jobs at Affirm
Senior Software Engineer, Fullstack (Card Acquisition)
RemoteConsumer EngineeringRemote CanadaToday
Remote