Condia · Sep 2025
Condia reported Djamo Finances SA received approval for the first microfinance licence in French-speaking West Africa, with planned gradual rollout of regulated savings and credit products.
Challenger Bank for consumers in French speaking Africa.
djamo.com
HQ: Abidjan, Abidjan Autonomous District, Ivory Coast; Dakar, Dakar Region, Senegal
201-500
Fintech
Company research
Public company, workplace, funding, and market signals
Updated Jul 29, 2026
Overview
Djamo is a Francophone West African neobank and financial super app that offers mobile-first consumer and SME banking, cards, transfers, savings, investing, and credit.
Primary product
Mobile-first financial super app / neobank for consumers and SMEs
Founded
2020
Headquarters
Abidjan, Côte d'Ivoire
Team size
250+
Work style
Flexible
Industry
Financial Services
Sub-industry
Fintech / neobank / digital banking
Offices
Abidjan, Côte d'Ivoire
Dakar, Senegal
Business model
consumer banking
SME/business banking
subscription premium account
payment interchange / merchant fees
lending
Funding
Stage
Series B
Total raised
$31.5M
Latest round
Series B · Apr 2025
Latest amount
$17M
Apr 2025 · Janngo Capital
Nov 2022 · Enza Capital, Oikocredit, and Partech Africa (co-led)
Feb 2021 · Y Combinator
Jun 2019 · Private investors
People & investors
Leadership
Founder and CEO
Co-Founder, Product & Engineering
Head of engineering
Head of Marketing & Growth I Côte d'Ivoire, Sénégal
Work & culture
Djamo describes its culture as customer-obsessed, simple, and committed. Public job posts emphasize small open teams, remote-first/asynchronous working, fast execution, collaboration, and continuous learning.
Work style
Flexible
Compensation
Public job posts mention a competitive salary and equity package. Some roles are hired via Deel for non-residents of Côte d'Ivoire and Senegal, while residents may be hired on CDD/CDI contracts. No public salary bands were found.
Benefits
competitive salary
equity package
remote-first / flexible working
professional development budget
mentorship opportunities
small cross-functional teams
ethical and stimulating environment
continuous employee development
opportunity for high impact in a fast-growing startup
Product & market
Pricing
Freemium consumer account with a free tier and a Premium subscription (2,000 F/month in Côte d'Ivoire; similar pricing in Senegal), plus transaction/FX fees on some card top-ups or cross-border payments; business banking has separate terms.
Differentiators
- —instant account opening
- —100% mobile experience
- —transparent/no-surprise fees
- —free IBAN and Visa card
- —savings, investing, credit, and business tools in one app
- —focus on Francophone Africa
- —first fintech in the region to secure a BCEAO microfinance license
Technology
Flutter
NestJS
TypeScript
PostgreSQL
Kafka
Redis
Docker
AWS
CircleCI
ArgoCD
Terraform
GitHub Actions
Google Cloud
Prometheus
Grafana
OpenTelemetry
Jira
GitHub
Zendesk
Google Workspace
Customers
individual consumers in Côte d'Ivoire and Senegal
small businesses and SMEs
underbanked and bank-light users in Francophone Africa
young urban professionals and freelancers
diaspora customers
Competitors
Wave
Orange Money
Wizall Money
Mixx by Yas
traditional banks
mobile money wallets
Scale & contact
Estimated revenue
Approx. $30.8M ARR (external estimate)
Estimated monthly visits
10.6K
Traffic estimate as of Jun 2026
Latest news
Bloomberg · Sep 2025
Bloomberg reported Djamo Finances secured a microfinance license from BCEAO, enabling loans and savings products in Ivory Coast.
Launch Base Africa · Sep 2025
This article frames Djamo's microfinance license as a strategic response to increased competition from telcos and banks, and says the company is broadening into lending and savings.
TechCrunch · Apr 2025
Djamo announced a $17M Series B led by Janngo Capital, said it had over 1M customers and 10,000 SMEs, and described revenue growth and product expansion into savings, investing, salary-linked accounts, and business tools.
Partech · Apr 2025
Partech's announcement confirms the $17M equity round led by Janngo Capital and details Djamo's consumer and SME product strategy across Francophone Africa.
Jobs and careers at Djamo
0 jobs at Djamo
No open positions
Check back later for new openings