Acquisition
Jan 2023Decentro acquired Neowise Technologies and later integrated it into its AI-led debt-collections business, according to later company coverage.
SourceAPI Platform for Banking Integrations (Plaid for India and APAC)
Company research
Public company, workplace, funding, and market signals
Overview
Decentro is a Bengaluru-founded fintech infrastructure company that provides modular API banking and embedded-finance infrastructure for payments, banking integrations, KYC/onboarding, collections, payouts, ledgers, and cross-border flows.
Primary product
Full-stack API banking / Banking-as-a-Service platform with open banking APIs and SDKs
Founded
2020
Headquarters
Bengaluru, Karnataka, India
Team size
80-90
Work style
Hybrid
Industry
Financial Services
Sub-industry
Fintech infrastructure / API banking / Banking-as-a-Service
Offices
Bangalore
Delhi-NCR
Mumbai
GIFT City
Business model
B2B enterprise software
Usage-based API and transaction fees
Module-by-module enterprise pricing
Quote-based commercial contracts
Funding
Stage
Series B
Total raised
$8.2M
Latest round
Series B · Jun 2025
Latest amount
$3.5M
People & investors
Leadership
Co-Founder & CEO
Co-Founder
Business Director and Evangelist
SVP - Business & Growth
Sachin Sharma
SVP - Design
Sridhar Guntuku
VP - Alliances & Partnerships
Director HR - People & Culture
Senior Director of Operations
Mrudav Shukla
Vice President of Engineering
K Akash Hebbar
Associate Director - Risk and Compliance
Work & culture
Fast-moving and product-technical, with an emphasis on collaboration, client empathy, building fast, shipping, iterating, and maintaining a hybrid/remote-friendly culture with regular team bonding.
Work style
Hybrid
Compensation
No public compensation bands or salary ranges were disclosed on the official careers or jobs pages; public hiring signals emphasize growth, ownership, and learning rather than pay transparency.
Benefits
remote work options
flexible hours
monthly game nights
annual offsites
team dinners with founders
Product & market
Pricing
Quote-based enterprise pricing with usage/success-based charges across modules.
Differentiators
- —Modular APIs and SDKs for rapid integration
- —Full-stack banking infrastructure across collections, payouts, KYC, ledgers, and onboarding
- —RBI-compliant payment-aggregator capability
- —Developer sandbox and plug-and-play implementation
- —Launches fintech products in days rather than months
- —Bank-grade security and compliance focus
- —Configurable workflows and white-label deployments
- —Cross-border payments expansion via GIFT City PSP licence
- —Real-time monitoring and alerting for payments reliability
- —Enterprise support for complex, regulated financial workflows
Technology
Python
AWS S3
AWS SQS
Pandas
Celery
Locust
Kong API Gateway
NGINX
Linux
Google Workspace
Slack
Zoom
GitHub Actions
Docker
Kubernetes
Terraform
Prometheus
Grafana
Flask
Twilio
Customers
Groww
Tata Capital
Paytm
Dhan
Muthoot Capital
Cars24
BharatPe
MakeMyTrip
Shiprocket
Volopay
Kodo
Freo (MoneyTap)
CashE
AU Small Finance Bank
Ninjacart
Competitors
Razorpay
Cashfree Payments
PayU
Stripe
M2P Fintech
Setu
Juspay
Pine Labs
Plaid
TrueLayer
Scale & contact
Estimated revenue
$1M-$10M
Estimated monthly visits
493.6K
Traffic estimate as of Jun 2026
Signals & risks
Latest news
The Economic Times · Jun 2026
Decentro received final PSP approval from IFSCA at GIFT City, becoming the first Indian payment aggregator to secure the approval and enabling multi-currency accounts, cross-border collections, settlements, and escrow services.
PaySpace Magazine · May 2026
Decentro integrated Unlimit’s paytech stack so its clients can access local payment methods and settlement infrastructure to support cross-border payments and multi-currency flows.
IBS Intelligence · Apr 2026
Decentro integrated NPCI Bharat BillPay’s Banking Connect framework to simplify netbanking payment workflows and expand standardised high-value payment capabilities.
The Economic Times · Jun 2025
Decentro announced a Series B led by InfoEdge Ventures and said it planned to shift its domicile from Singapore to India while deepening enterprise adoption across KYC, payments, and debt collections.
CIOL · May 2025
Decentro launched Scanner and OmniScore, a real-time fraud detection and user intelligence suite for BFSI, e-commerce, and related use cases.
Jobs and careers at Decentro
0 jobs at Decentro
No open positions
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