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Dayra

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Dayra

Data-driven embedded Financial Services for Gig Workers

dayra.co
HQ: Cairo, Cairo Governorate, Egypt
1-10
Fintech

Company research

Public company, workplace, funding, and market signals

Overview

Dayra is a Cairo-based YC-backed fintech / FinancialOS company that helps businesses embed lending and other financial services for workers and customers.

Primary product

FinancialOS for embedded lending and financial services (Dayra Pay, Dayra Extend, Dayra Lend)

Founded

2020

Headquarters

Cairo, Zamalek, Egypt

Team size

11-50

Industry

Financial Services

Sub-industry

Fintech / embedded finance / embedded lending

Offices

Cairo, Zamalek, Egypt
Cairo, Egypt

Business model

B2B lending
embedded finance (B2B2X)
API/platform software
white-label / co-branded financial services

Funding

Stage

Seed

Total raised

$3M

Latest round

Pre Seed Round · Nov 2021

People & investors

Leadership

Omar Ekram

Founder and CEO

Hana Zaghloul

Co-Founder & COO

Eslammohamed Eslam

Managing Director

Wael Elshahed

Head of Risk

Abdelrahman Tarek

Operations Lead

Investors

Angel investors
EFG EV Fintech
EFG Hermes
Tanmiya Capital Ventures
VentureSouq
Y Combinator

Work & culture

Mission-driven and fast-moving startup culture focused on embedded finance for underserved workers and micro-businesses, with frequent hiring, internships, offsites, and cross-functional product/engineering collaboration.

Compensation

No public salary bands were disclosed. Public hiring posts highlight a paid internship program and potential full-time conversion for high performers.

Product & market

Differentiators

  • —Over 400 API endpoints for custom lending experiences
  • —Co-branded widget plus dashboard integration
  • —Capital within 1 business day
  • —Pre-computed credit limits
  • —Customizable loan cycles and tenors
  • —Businesses can fully own the loan product
  • —Embedded/no-code financial services
  • —Focus on unbanked workers and customers

Technology

Laravel
PHP
React
TypeScript
MySQL
Docker
AWS SQS
RabbitMQ
Microservices
APIs
REST APIs
Orchestrators
Dashboard software
Widgets

Customers

Egyptian businesses
trucking marketplaces
unbanked gig workers
micro-businesses
workers and suppliers
customers of user-facing platforms

Competitors

Grab
PhonePe
Jupiter

Scale & contact

Estimated revenue

$5-5.9M

Estimated monthly visits

1.1K

info@dayra.co+20 02 2735 4131

Latest news

Welcoming our 2026 Summer Interns to the team

LinkedIn (Dayra) · Jul 2026

Dayra announced its 2026 summer interns and reiterated that it is hiring and growing its team.

Dayra is officially Established as a financial technology (Fintech) startup under the supervision of the Financial Regulatory Authority FRA

LinkedIn (FRA Sandbox) · May 2026

FRA Sandbox announced Dayra as officially established as a fintech startup under FRA supervision.

Thrilled to share that we’ve received in-principle approval for our digital microfinance license from the Financial Regulatory Authority

LinkedIn (Hana Zaghloul) · Aug 2025

Dayra said it received in-principle approval for a digital microfinance license from the FRA and was hiring across risk, credit, finance, AML, audit, product, and engineering.

FRA Approves Expansion of Five Firms in Egypt’s Fintech Sector

Fintech News UAE · Jul 2025

Egypt’s FRA endorsed the establishment of Dayra as one of the fintech startups expanding within the non-banking financial sector.

Exclusive: Egyptian fintech Dayra gets Y Combinator's backing, raises $3 million in pre-seed

MENAbytes · Mar 2021

Dayra raised $3 million in a pre-seed round mixing equity and debt, with investors including Tanmiya Capital Ventures, EFG EV, EFG Hermes, angels, and YC W21 backing.

CareersDashboardDocumentationFacebook pageFounder LinkedInHana Zaghloul LinkedInLinkedIn company pageOfficial websiteY Combinator profile
SourcesOfficial websiteDocumentationCareersDashboardLinkedIn company pageFounder LinkedInHana Zaghloul LinkedInFacebook pageY CombinatorMENAbytes funding articleWamda funding articleTracxn profileTracxn funding and investorsCB Insights profileBuilt In job listingExtruct AI profileFintech News UAE articleFRA Sandbox LinkedIn postHana Zaghloul LinkedIn post

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